{"id":15945,"date":"2021-02-16T17:23:45","date_gmt":"2021-02-16T08:23:45","guid":{"rendered":"https:\/\/readybaby.net\/?p=15945"},"modified":"2021-07-22T16:27:45","modified_gmt":"2021-07-22T07:27:45","slug":"2021-%ec%8b%a0%ed%98%bc%eb%b6%80%eb%b6%80-%ec%a0%84%ec%84%b8%ec%9e%90%ea%b8%88-%eb%8c%80%ec%b6%9c","status":"publish","type":"post","link":"https:\/\/readybaby.net\/blog\/2021\/02\/16\/2021-%ec%8b%a0%ed%98%bc%eb%b6%80%eb%b6%80-%ec%a0%84%ec%84%b8%ec%9e%90%ea%b8%88-%eb%8c%80%ec%b6%9c\/","title":{"rendered":"2021 \uc2e0\ud63c\ubd80\ubd80 \uc804\uc138\uc790\uae08 \ub300\ucd9c"},"content":{"rendered":"

<\/h1>\n\n\n
\"\uc2e0\ud63c\ubd80\ubd80\"<\/figure><\/div>\n\n\n

\ub0b4\uac00 \uc0ac\ub791\ud558\uace0 \ub098\ub97c \uc0ac\ub791\ud558\ub294 \uc0ac\ub78c\uacfc \ud3c9\uc0dd\uc744 \uac19\uc774 \ubcf4\ub0b4\uaca0\ub2e4\ub294 \uc57d\uc18d\uc73c\ub85c \uacb0\ud63c\uc744 \ud55c \uc2e0\ud63c\ubd80\ubd80 \u2661
\uc2e0\ud63c\uc758 \ubd80\ud47c \uafc8\uc744 \uafb8\uba70 \uc11c\ub85c\uc758 \uc190\uc744 \uc7a1\uace0 \uc2dc\uc791\ud558\uc9c0\ub9cc \ub208\uc55e\uc758 \ud604\uc2e4\uc740 \ub9cc\ub9cc\uce58 \uc54a\uc740\ub370\uc694. \u00a0\uc2a4\ub4dc\uba54\uc758 \uace0\ubbfc\uc774 \ub05d\ub09c \uc9c0\uae08 \uc774\uc81c \uac00\uc7a5 \uc911\uc694\ud55c \uac74 \uc6b0\ub9ac \uac00\uc871\uc774 \uc0b4 \uc9d1! \uc774\ubc88\uc5d4 \uc804\uc138\uc790\uae08 \ub300\ucd9c\uc5d0 \ub300\ud574\uc11c \uc54c\uc544\ubcfc\uae4c\uc694? <\/p>\n\n\n\n\n

<\/div>\n\n\n\n

Point 1. \uc2e0\ud63c\ubd80\ubd80 \uc804\uc138\uc790\uae08 \ub300\ucd9c?<\/strong><\/h2>\n\n\n

Point 1.<\/span> \uc2e0\ud63c\ubd80\ubd80 \uc804\uc138\uc790\uae08 \ub300\ucd9c?<\/strong><\/p>\n\n\n

\"\"<\/figure>\n\n\n

\uc804\uc138\uc790\uae08 \ub300\ucd9c, \ub9d0\uc740 \ub9ce\uc774 \ub4e4\uc5b4\ubd24\ub294\ub370 \uc5b4\ub5a4 \uae30\uad00\uc5d0\uc11c \uc8fc\uad00\uc744 \ud558\ub294\uc9c0 \uc870\uac74\uacfc \uc790\uaca9\uc740 \uc5b4\ub5bb\uac8c \ub418\ub294\uc9c0 \uc560\ub9e4\ud558\uc168\uc8e0?
2021 \uc804\uc138\uc790\uae08 \ub300\ucd9c\uc5d0 \ub300\ud574\uc11c \uc6b0\uc120 \uac04\ub7b5\ud558\uac8c \uc124\uba85\ub4dc\ub9ac\uc790\uba74 \uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08<\/span>\uc5d0\uc11c\ub294 \uad6d\ubbfc\ub4e4\uc758 \uc8fc\uac70 \uc548\uc815\uc744 \uc704\ud574 \ub2e4\uc591\ud55c \uc8fc\ud0dd \uad00\ub828 \uae08\uc735\uc0c1\ud488\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc5b4\uc694. \uc2e0\ud63c\ubd80\ubd80 \uc804\uc6a9 \uc804\uc138\uc790\uae08<\/span>, \uccad\ub144\uc804\uc6a9 \ubc84\ud300\ubaa9 \uc804\uc138\uc790\uae08, \ubc84\ud300\ubaa9 \uc804\uc138\uc790\uae08 \ub4f1 \uc5ec\ub7ec \uac00\uc9c0 \uc0c1\ud488\ub4e4\uc774 \uc788\uc9c0\ub9cc, \ud63c\uc778\uc2e0\uace0\uac00 \uc774\ub904\uc9c4 \uc2e0\ud63c\ubd80\ubd80\uc5d0\uac8c\ub294 \uc2e0\ud63c\ubd80\ubd80 \uc804\uc6a9 \uc804\uc138\uc790\uae08 \ub300\ucd9c\uc774 \ub2e4\ub978 \uc0c1\ud488\ubcf4\ub2e4 \uae08\ub9ac\uac00 \uc800\ub834\ud558\uace0 \ud55c\ub3c4\uac00 \ub9cc\uc871<\/span>\uc2a4\ub7ec\uc6cc, \uc2e0\uccad \uc870\uac74\ub9cc \ub41c\ub2e4\uba74 \uc6b0\uc120\uc21c\uc704\ub85c \uc9c0\uc6d0\ud558\ub294 \uac83\uc774 \uc88b\ub2f5\ub2c8\ub2e4. \uadf8\ub7fc \uc9c0\uae08\ubd80\ud130 \uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08\uc5d0\uc11c \uc8fc\uad00\ud558\ub294 \uc2e0\ud63c\ubd80\ubd80 \uc804\uc6a9 \uc804\uc138\uc790\uae08 \ub300\ucd9c\uc5d0 \ub300\ud574\uc11c \uc54c\uc544\ubcfc\uae4c\uc694?<\/strong><\/span><\/p>\n\n\n

<\/div>\n\n\n\n

Point 2. \uc6b0\ub9ac \uc9d1 \ub9c8\ub828 \uc900\ube44 \ubc0f \uc2e0\uccad\ud558\uae30<\/strong><\/span><\/h2>\n\n\n

Point 2.<\/span> \uc6b0\ub9ac \uc9d1 \ub9c8\ub828 \uc900\ube44 \ubc0f \uc2e0\uccad\ud558\uae30<\/strong><\/p>\n\n\n

\"\"<\/figure>\n\n\n

\uc2dc\uc911 \uae08\ub9ac\ubcf4\ub2e4 \ub0ae\uace0 \uc0c1\ud658\uae30\uac04\ub3c4 \ube44\uad50\uc801 \uae34 \uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08 \uc2e0\ud63c\ubd80\ubd80 \uc804\uc6a9 \uc804\uc138\uc790\uae08 \ub300\ucd9c!<\/strong><\/span> \uc544\ub291\ud55c \uc6b0\ub9ac \uc9d1\uc744 \uad6c\ud558\uae30 \uc704\ud55c \uc900\ube44\uc11c\ub958\ub97c \ucc59\uaca8\ubcfc\uae4c\uc694?

1) \uc900\ube44 \uc11c\ub958<\/span><\/strong>
\uc2e0\ud63c\ubd80\ubd80 \uc804\uc138\uc790\uae08 \ub300\ucd9c \uc9c4\ud589\uc744 \uc704\ud55c \uc900\ube44 \uc11c\ub958\ub294 \uae30\ubcf8\uc801\uc73c\ub85c \ubcf8\uc778\uc758 \uc2e0\ubd84\uc99d\uc744 \ube44\ub86f\ud558\uc5ec \uc138\ub300, \ud63c\uc778\uad00\uacc4\ub97c \uc99d\uba85\ud560 \uc790\ub8cc, \uadf8\ub9ac\uace0 \uc18c\ub4dd \ubc0f \uc8fc\ud0dd \uacc4\uc57d\uc5d0 \uad00\ud55c \uc790\ub8cc \ub4f1\uc774 \uc694\uad6c\ub41c\ub2f5\ub2c8\ub2e4. \uc900\ube44 \uc11c\ub958\ub294 \uc544\ub798\uc640 \uac19\uc544\uc694.

\u2460 \ubcf8\uc778\ud655\uc778 : \uc8fc\ubbfc\ub4f1\ub85d\uc99d, \uc6b4\uc804\uba74\ud5c8\uc99d, \uc5ec\uad8c \uc911 \ud0dd 1 \ud558\uc2dc\uba74 \ub3fc\uc694.
\u2461 \ub300\uc0c1\uc790 \ud655\uc778 : \uc8fc\ubbfc\ub4f1\ub85d\ub4f1\ubcf8
-. \ud569\uac00 \uae30\uac04 \ud655\uc778 \ub4f1 \ud544\uc694\uc2dc \uc8fc\ubbfc\ub4f1\ub85d\ucd08\ubcf8
-. \ub2e8\ub3c5\uc138\ub300\uc8fc \ub610\ub294 \ubc30\uc6b0\uc790 \ubd84\ub9ac\uc138\ub300 : \uac00\uc871\uad00\uacc4 \uc99d\uba85\uc6d0
-. \ubc30\uc6b0\uc790 \uc678\uad6d\uc778, \uc7ac\uc678\uad6d\ubbfc \ub610\ub294 \uc678\uad6d \uad6d\uc801 \ub3d9\ud3ec : \uc678\uad6d\uc778\ub4f1\ub85d\uc99d \ub610\ub294 \uad6d\ub0b4\uac70\uc18c \uc2e0\uace0 \uc0ac\uc2e4\uc99d\uba85
-. \uacb0\ud63c \uc608\uc815\uc790 : \uc608\uc2dd\uc7a5 \uacc4\uc57d\uc11c \ub610\ub294 \uccad\ucca9\uc7a5.
\u2462 \uc7ac\uc9c1 \ubc0f \uc0ac\uc5c5 \uc601\uc704 \ud655\uc778 : \uac74\uac15\ubcf4\ud5d8 \uc790\uaca9 \ub4dd\uc2e4 \ud655\uc778\uc11c
-. (\uadfc\ub85c\uc18c\ub4dd) \ud544\uc694\uc2dc \uc0ac\uc5c5\uc790\ub4f1\ub85d\uc99d\uc774 \ucca8\ubd80\ub41c \uc7ac\uc9c1\uc99d\uba85\uc11c
-. (\uc0ac\uc5c5\uc18c\ub4dd) \uc0ac\uc5c5\uc790 \ub4f1\ub85d\uc99d
-. \uc0c1\uae30\uc640 \uac19\uc740 \ubc29\ubc95\uc73c\ub85c \ud655\uc778\uc774 \ubd88\uac00\ub2a5\ud55c \uacbd\uc6b0\uc5d0\ub294 \uacbd\ub825\uc99d\uba85\uc11c, \uc704\ucd09 \uc99d\uba85\uc11c, \uace0\uc6a9\uacc4\uc57d\uc11c \ub4f1 \uc774\uc640 \uc720\uc0ac\ud55c \ud615\ud0dc\uc758 \uacc4\uc57d\uc11c \ub4f1
\u2463 \uc18c\ub4dd\ud655\uc778 : \uc18c\ub4dd \uad6c\ubd84\ubcc4 \uc544\ub798\uc758 \uc11c\ub958
-. (\uadfc\ub85c\uc18c\ub4dd) \uc138\ubb34\uc11c(\ud648\ud0dd\uc2a4)\ubc1c\uae09 \uc18c\ub4dd \uae08\uc561\uc99d\uba85\uc6d0 \ub610\ub294 ISA \uac00\uc785\uc6a9 \uc18c\ub4dd\ud655\uc778 \uc99d\uba85\uc11c, \uc5f0\ub9d0\uc815\uc0b0\uc6a9 \uc6d0\ucc9c\uc9d5\uc218\uc601\uc218\uc99d(\uc6d0\ucc9c\uc9d5\uc218\ubd80 \ub4f1 \ud3ec\ud568), \uae09\uc5ec\ub0b4\uc5ed\uc774 \ud3ec\ud568\ub41c \uc99d\uba85\uc11c (\uc7ac\uc9c1\ud68c\uc0ac\uac00 \ud655\uc778 \ub0a0\uc778\ud55c \uae09\uc5ec \uba85\uc138\ud45c, \uc784\uae08\ub300\uc7a5, \uac11\uadfc\uc138 \uc6d0\ucc9c\uc9d5\uc218 \ud655\uc778\uc11c, \uc77c\uc6a9 \uadfc\ub85c\uc18c\ub4dd \uc9c0\uae09\uba85\uc138\uc11c) \uc911 \ud0dd1
-. (\uc0ac\uc5c5\uc18c\ub4dd) \uc138\ubb34\uc11c(\ud648\ud0dd\uc2a4) \ubc1c\uae09 \uc18c\ub4dd \uae08\uc561\uc99d\uba85\uc6d0 \ub610\ub294 ISA \uac00\uc785\uc6a9 \uc18c\ub4dd\ud655\uc778 \uc99d\uba85\uc11c, \uc0ac\uc5c5\uc18c\ub4dd \uc6d0\ucc9c\uc9d5\uc218\uc601\uc218\uc99d(\uc5f0\ub9d0\uc815\uc0b0\uc6a9), \uc138\ubb34\uc0ac\uac00 \ud655\uc778\ud55c \uc804\ub144\ub3c4 \uacfc\uc138\ud45c\uc900\ud655\uc815\uc2e0\uace0 \ubc0f \ub0a9\ubd80 \uacc4\uc0b0\uc11c \uc911 \ud0dd1
-. (\uc5f0\uae08\uc18c\ub4dd) \uc5f0\uae08\uc218\uae09\uad8c\uc790 \ud655\uc778\uc11c \ub4f1 \uae30\ud0c0 \uc5f0\uae08\uc218\ub839\uc744 \ud655\uc778\ud560 \uc218 \uc788\ub294 \uc9c0\uae09\uae30\uad00 \uc99d\uba85\uc11c(\uc5f0\uae08\uc218\ub839\uc561\uc774 \ud45c\uae30\ub418\uc9c0 \uc54a\uc740 \uacbd\uc6b0 \uc5f0\uae08\uc218\ub839 \ud1b5\uc7a5)
-. (\uae30\ud0c0\uc18c\ub4dd) \uc138\ubb34\uc11c(\ud648\ud0dd\uc2a4)\ubc1c\uae09 \uc18c\ub4dd \uae08\uc561\uc99d\uba85\uc6d0
-. (\ubb34\uc18c\ub4dd) \uc2e0\uace0 \uc0ac\uc2e4 \uc5c6\uc74c \uc0ac\uc2e4\uc99d\uba85\uc6d0
\u2464 \uc8fc\ud0dd\uad00\ub828 : \ud655\uc815\uc77c \uc790\ubd80 \uc784\ub300\ucc28(\uc804\uc138) \uacc4\uc57d\uc11c \uc0ac\ubcf8(\uc6d0\ubcf8\uc9c0\ucc38 \ub300\uc870), \uc784\ucc28\uc8fc\ud0dd \uac74\ubb3c \ub4f1\uae30\uc0ac\ud56d\uc804\ubd80\uc99d\uba85\uc11c
\u2465 \uae30\ud0c0\ud655\uc778 : \ubcf4\uc99d\uc790\uaca9 \ud655\uc778\uc11c\ub958, \ub2f4\ubcf4\uc81c\uacf5 \uc11c\ub958
-. \ucc44\uad8c\uc591\ub3c4\ud611\uc57d\uae30\uad00\uacfc \ud611\uc57d\uc5d0 \uc758\ud55c \ucc44\uad8c\uc591\ub3c4\ubc29\uc2dd \ub300\ucd9c \uc2e0\uccad\uc2dc\uc5d0\ub294 \ub300\ucd9c\ucd94\ucc9c\uc11c
-. \uc250\uc5b4 \ud558\uc6b0\uc2a4 \uc785\uc8fc\uc790\uc758 \uacbd\uc6b0 \ub300\ucd9c\ucd94\ucc9c\uc11c\uc5d0 \u2018\uc250\uc5b4 \ud558\uc6b0\uc2a4 \uc785\uc8fc\uc790\u2019\uc784\uc774 \uba85\uae30\ub418\uc5b4 \uc788\uc5b4\uc57c \ud574\uc694.
\u203b \uae30\ud0c0 \uc2ec\uc0ac \uc2dc \ud544\uc694\ud55c \uc11c\ub958 \ucd94\uac00 \uc9d5\uad6c \uac00\ub2a5\ud560 \uc218 \uc788\uc5b4\uc694.

2) \uc2e0\uccad \ubc29\ubc95<\/span>
<\/strong>\uc2e0\uccad \ubc29\ubc95\uc740 \uc628\ub77c\uc778 \uc2e0\uccad\uacfc \uc624\ud504\ub77c\uc778 \uc2e0\uccad\uc73c\ub85c \ub098\ub204\uc5b4\uc838 \uc788\uc5b4\uc694.

\u2460 \uc5b8\uc81c \uc5b4\ub514\uc11c\ub098 \uac04\ud3b8\ud55c \uc628\ub77c\uc778 \uc2e0\uccad!
\uae30\uae08e\ub4e0\ub4e0 \ud648\ud398\uc774\uc9c0\uc5d0\uc11c \uac00\ub2a5\ud574\uc694.<\/p>\n\n\n

\"\"<\/a><\/figure>\n\n\n

\u2461 \uac00\uae4c\uc6b4 \ud574\ub2f9 \uc740\ud589 \uc9c1\uc811 \ubc29\ubb38 \uc624\ud504\ub77c\uc778 \uc2e0\uccad!
\uc218\ud0c1\uc740\ud589 \ubc29\ubb38\uc744 \ud1b5\ud574 \uc2e0\uccad \uac00\ub2a5\ud558\uba70 \uc740\ud589 \ubcc4\ub85c \uc2e0\uccad \uac00\ub2a5 \uc9c0\uc810\uc774 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc5b4\uc694. \uac00\uae4c\uc6b4 \uc2e0\uccad \uac00
\ub2a5 \uc9c0\uc810\uc744 \uc54c\uc544\ubcf4\uae30 \uc704\ud574 \uac01 \uc218\ud0c1\uc740\ud589 \uace0\uac1d\uc13c\ud130\ub85c \uc804\ud654\ubd80\ud130 \ud574\ubcfc\uae4c\uc694?<\/p>\n\n\n

\"\"<\/figure>\n\n\n

3) \uc9c4\ud589 \uc808\ucc28<\/span><\/strong>
\u2460 \ub300\ucd9c\uc870\uac74 \ud655\uc778
\uae30\uae08 \ud3ec\ud138 \ub610\ub294 \uc740\ud589 \uc0c1\ub2f4\uc744 \ud1b5\ud574 \ub300\ucd9c \uae30\ubcf8\uc815\ubcf4 \ud655\uc778
\u2461 \ub300\ucd9c \uc2e0\uccad
\uc8fc\ud0dd\ub3c4\uc2dc\ubcf4\uc99d\uacf5\uc0ac \uae30\uae08e\ub4e0\ub4e0, \ud55c\uad6d\uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac \ud648\ud398\uc774\uc9c0 \ub610\ub294 \uc740\ud589 \ubc29\ubb38 \uc2e0\uccad
\u2462 \uc790\uc0b0\uc2ec\uc0ac(HUG)
\uc790\uc0b0 \uc815\ubcf4 \uc218\uc9d1 \ud6c4 \uc2ec\uc0ac
\u2463 \uc790\uc0b0\uc2ec\uc0ac \uacb0\uacfc \uc815\ubcf4 \uc1a1\uc2e0
\ub300\ucd9c \uc2e0\uccad \uc2dc \uae30\uc785\ud55c \uc2e0\uccad\uc790 \ud734\ub300\ud3f0 \ubc88\ud638\ub85c SMS \uacb0\uacfc \ubc1c\uc1a1
\u2464 \uc11c\ub958 \uc81c\ucd9c \ubc0f \ucd94\uac00 \uc2ec\uc0ac \uc9c4\ud589 (\uc218\ud0c1\uc740\ud589\/\ud55c\uad6d\uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac)
\ud55c\uad6d\uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac \ub610\ub294 \uc740\ud589 \uc601\uc5c5\uc810\uc5d0 \ud544\uc694 \uc11c\ub958 \uc81c\ucd9c \uc18c\ub4dd \uc2ec\uc0ac, \ub2f4\ubcf4\ubb3c \uc2ec\uc0ac
\u2465 \ub300\ucd9c\uc2b9\uc778 \ubc0f \uc2e4\ud589

\ub300\ucd9c \uac00\ub2a5 \uc5ec\ubd80 \ubc0f \ub300\ucd9c \ud55c\ub3c4 \ud655\uc778, \ub300\ucd9c \uc2e4\ud589 \uc790\uc0b0 \uc2ec\uc0ac\uac00 \uc9c4\ud589\ub418\uace0 \ub09c \ud6c4 \uc2e4\uc81c\uc801\uc778 \ub300\ucd9c \uc2e4\ud589\uae4c\uc9c0\ub294 \uc57d\uac04\uc758 \uae30\uac04\uc774 \ud544\uc694\ud574\uc694. \uadf8 \uc810\uc744 \uaf2d \uc5fc\ub450\ud574\uc8fc\uc138\uc694~<\/p>\n\n\n

<\/div>\n\n\n

Point 3. \uc804\uc138\ub300\ucd9c \ub300\uc0c1 \uc8fc\ud0dd?<\/strong><\/h2>\n\n

Point 3.<\/span> \uc804\uc138\ub300\ucd9c \ub300\uc0c1 \uc8fc\ud0dd?<\/strong><\/p>\n\n\n

\"\"<\/figure>\n\n\n

\uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08 \uc2e0\ud63c\ubd80\ubd80 \uc804\uc6a9 \uc804\uc138\uc790\uae08 \ub300\ucd9c\uc744 \uc9c0\uc6d0\ud574 \uc8fc\ub294 \uc8fc\ud0dd\uc758 \ub300\uc0c1\uc5d0\ub294 \uc77c\ubd80 \uc870\uac74\uc774 \uc788\uace0, \uc784\ucc28\ubcf4\uc99d\uae08\uc5d0 \ub530\ub77c \uc81c\ud55c\uc774 \uc788\uc5b4\uc694.<\/span>

1) \uc784\ucc28 \uc804\uc6a9\uba74\uc801<\/span><\/strong>
-. \uc784\ucc28 \uc804\uc6a9\uba74\uc801 85\u33a1 \uc774\ud558 \uc8fc\ud0dd
-. \uc218\ub3c4\uad8c \uc81c\uc678 \ub3c4\uc2dc\uc9c0\uc5ed\uc774 \uc544\ub2cc \uc74d \ub610\ub294 \uba74\uc9c0\uc5ed\uc740 100\u33a1 \uc774\ud558, \uc8fc\uac70\uc6a9 \uc624\ud53c\uc2a4\ud154 85\u33a1 \uc774\ud558
-. \uc170\uc5b4\ud558\uc6b0\uc2a4 \uc785\uc8fc\uc758 \uacbd\uc6b0\uc5d0\ub294 \uc608\uc678\uc801\uc73c\ub85c \uba74\uc801 \uc81c\ud55c\uc774 \uc5c6\uc5b4\uc694.

2) \uc784\ucc28 \ubcf4\uc99d\uae08<\/span><\/strong>
-. \uc218\ub3c4\uad8c :\u00a0\uc77c\ubc18 \uc2e0\ud63c\uac00\uad6c 3\uc5b5 \uc6d0 , 2\uc790\ub140 \uc774\uc0c1 \uac00\uad6c 4\uc5b5 \uc6d0
-. \uc218\ub3c4\uad8c \uc678 :\u00a0\uc77c\ubc18 \uc2e0\ud63c\uac00\uad6c 2\uc5b5 \uc6d0, \uc218\ub3c4\uad8c \uc678 3\uc5b5 \uc6d0.

3) \uc544\ub798\uc758 \uc5b4\ub290 \ud558\ub098\uc5d0 \ud574\ub2f9\uc774 \ub418\ub294 \uacbd\uc6b0 \uc9c0\uc6d0 \ubd88\uac00\ud574\uc694.<\/span><\/strong>
\u2460 \uac74\ubb3c\ub4f1\uae30\ubd80\ub4f1\ubcf8 \ub610\ub294 \uac74\ucd95\ubb3c \uad00\ub9ac \ub300\uc7a5\uc0c1\uc5d0 \uc784\ucc28\ub300\uc0c1 \ubd80\ubd84\uc774 \uc8fc\uac70\uc6a9\uc774\uc5b4\uc57c \ud558\uba70, \uc784\ucc28\ubaa9\uc801\ubb3c\uc5d0 \uad8c\ub9ac \uce68\ud574(\uc555\ub958, \uac00\uc555\ub958, \uac00\ub4f1\uae30, \uac00\ucc98\ubd84, \uacbd\ub9e4 \ub4f1)\uac00 \uc788\ub294 \uacbd\uc6b0\uc5d0\ub294 \ub300\ucd9c \ucde8\uae09 \ud560 \uc218 \uc5c6\uc5b4\uc694.
\u2461 \uc784\ucc28\ub300\uc0c1 \uc8fc\ud0dd\uc774 \uc9c1\uacc4\uc874\ube44\uc18d(\ubc30\uc6b0\uc790\uc758 \uc9c1\uacc4\uc874\ube44\uc18d \ud3ec\ud568), \ud615\uc81c \u2027\uc790\ub9e4 \ub4f1 \uac00\uc871\uad00\uacc4 \uc18c\uc720\uc778 \uacbd\uc6b0 \uc0ac\ud68c\ud1b5\ub150\uc0c1 \uc784\ub300\ucc28\uacc4\uc57d\uc5d0 \uc758\ud55c \uc790\uae08 \uc218\uc218\uac00 \uc774\ub8e8\uc5b4\uc9c4\ub2e4\uace0 \ubcfc \uc218 \uc5c6\uc73c\ubbc0\ub85c \ub300\ucd9c \ucde8\uae09\uc744 \ud560 \uc218 \uc5c6\uc5b4\uc694.
-. \ub2e8, \uc9c1\uacc4\uc874\ube44\uc18d\uc744 \uc81c\uc678\ud55c \ud615\uc81c \u2027\uc790\ub9e4 \ub4f1 \uc784\ub300\ucc28\uacc4\uc57d\uc778 \uacbd\uc6b0 \uc2e4\uc9c8\uc801 \ub300\uae08 \uc9c0\uae09\ub0b4\uc5ed\uc744 \uc785\uc99d\ud558\uba74 \uc608\uc678\uc801\uc73c\ub85c \ub300\ucd9c \ucde8\uae09 \uac00\ub2a5\ud574\uc694.
\u2462 \uacf5\ub3d9\uc8fc\ud0dd \ub610\ub294 \ub2e4\uac00\uad6c \u2027\ub2e4\uc911\uc8fc\ud0dd \uc911 1\uac00\uad6c\uc758 \uc77c\ubd80\ubd84(\uc608: \ub2e8\uc21c\ud788 \uc77c\ubd80 \ubc29\ub9cc \uc784\ucc28\ud558\ub294 \uacbd\uc6b0)\uc744 \uc784\ub300\ucc28\ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \ub300\ucd9c \ucde8\uae09\uc744 \ud560 \uc218 \uc5c6\uc5b4\uc694.
-. \ub2e8, \uc138\ub300\uac00 \ubd84\ub9ac\ub418\uc5b4 \uc788\uace0 \ucd9c\uc7a5\ubcf5\uba85\uc11c\ub97c \ud1b5\ud574 \ub3c5\ub9bd\ub41c \uc8fc\uac70\uacf5\uac04(\ucd9c\uc785\ubb38 \uacf5\uc720 \ud3ec\ud568)\uc73c\ub85c \ud655\uc778\ub41c \uacbd\uc6b0 \ub300\ucd9c \ucde8\uae09 \uac00\ub2a5\ud574\uc694.
\u2463 \ubc95\uc778, \uc870\ud569, \ubb38\uc911, \uad50\ud68c, \uc0ac\ucc30, \uc784\uc758\ub2e8\uccb4 \ub4f1 \uac1c\uc778\uc774 \uc544\ub2cc \uc790\uac00 \uc18c\uc720\ud55c \uc8fc\ud0dd\uc5d0 \ub300\ud574\uc11c\ub294 \uae30\uae08 \uc804\uc138\uc790\uae08 \ucde8\uae09 \ubd88\uac00\ud574\uc694.
-. \ub2e8, \uc0ac\uc5c5\ubaa9\uc801\uc5d0 \ubd80\ub3d9\uc0b0\uc784\ub300\uc5c5\uc774 \uc788\ub294 \ubc95\uc778 \uc18c\uc720 \uc8fc\ud0dd\uc740 \ub300\ucd9c \ucde8\uae09 \uac00\ub2a5\ud574\uc694.
\u2464 (\uc784\uc2dc) \uc0ac\uc6a9\uc2b9\uc778\uc77c \ub610\ub294 \uc5f0\uc7a5\ub41c (\uc784\uc2dc)\uc0ac\uc6a9\uc2b9\uc778\uc77c\ub85c\ubd80\ud130 12\uac1c\uc6d4\uc774 \uacbd\uacfc\ud55c \ubbf8\ub4f1\uae30 \uac74\ubb3c \ub610\ub294 \ubb34\ud5c8\uac00 \uac74\ubb3c\uc740 \ub300\ucd9c \ucde8\uae09\ud560 \uc218 \uc5c6\uc5b4\uc694.
-. (\uc784\uc2dc) \uc0ac\uc6a9\uc2b9\uc778\ud6c4 12\uac1c\uc6d4 \uc774\ub0b4\uc758 \ubbf8\ub4f1\uae30 \uac74\ubb3c\uc740 \ubd84\uc591 \uacc4\uc57d\uc11c \uc0ac\ubcf8, \uc785\uc8fc\uc548\ub0b4\ubb38 \uc0ac\ubcf8, (\uc784\uc2dc) \uc0ac\uc6a9\uc2b9\uc778\uc11c \uc0ac\ubcf8 \ub4f1\uc744 \uc81c\ucd9c\ubc1b\uc544 \uc784\ucc28\ubaa9\uc801\ubb3c, \uc784\ub300\uc778 \ub4f1\uc744 \ud655\uc778 \ud6c4 \ub300\ucd9c \ucde8\uae09\ud560 \uc218 \uc788\uc5b4\uc694.(\uc0ac\ud6c4 \uac74\ubb3c\ub4f1\uae30\uc0ac\ud56d \uc804\ubd80 \uc99d\uba85\uc11c \uc9d5\uad6c \ubd88\uc694)
\u2465 \ubcf8\uc778 \uac70\uc8fc\uc8fc\ud0dd\uc744 \ub9e4\ub3c4\ud558\uace0 \ub9e4\uc218\uc778\uacfc \uc784\ub300\ucc28\uacc4\uc57d\uc744 \uccb4\uacb0\ud558\ub294 \uc8fc\ud0dd\uc740 \ub300\ucd9c \ucde8\uae09\ud560 \uc218 \uc5c6\uc5b4\uc694.
\u2466 \ub2f4\ubcf4 \ucde8\ub4dd\uc774 \ubd88\uac00\ub2a5\ud55c \uc8fc\ud0dd\uc758 \uacbd\uc6b0(\ubcf4\uc99d\uc11c \ubc1c\uae09 \uac70\uc808 \ub4f1) \uc804\uc138\uc790\uae08 \ub300\ucd9c \uc9c0\uc6d0\uc774 \ubd88\uac00. \uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08 \ub300\ucd9c\uc740 \uae30\uae08 \uc218\ud0c1\uc740\ud589(\uc6b0\ub9ac\uc740\ud589, KB\uad6d\ubbfc\uc740\ud589, \uc2e0\ud55c\uc740\ud589, IBK\uae30\uc5c5\uc740\ud589, NH\ub18d\ud611\uc740\ud589)\uc5d0 \uc5c5\ubb34\ub97c \uc704\ud0c1\ud558\uc5ec \uc2ec\uc0ac\ud558\uace0 \uc788\uc5b4\uc694. \uac1c\ubcc4 \uc2ec\uc0ac\uc5d0 \uad00\ud55c \uc790\uc138\ud55c \uc0ac\ud56d\uc740 \uae30\uae08 \uc218\ud0c1\uc740\ud589\uc73c\ub85c \ubb38\uc758\ud558\uc2dc\uba74 \ub41c\ub2e4\uace0 \ud574\uc694.<\/p>\n\n\n

<\/div>\n\n\n\n

Point 4. \uc870\uac74, \uae08\ub9ac, \ud55c\ub3c4, \uc774\uc6a9\uae30\uac04 \ubc0f \uc0c1\ud658\ubc29\uc2dd?<\/strong><\/span><\/h2>\n\n\n

Point 4.<\/span> \uc870\uac74, \uae08\ub9ac, \ud55c\ub3c4, \uc774\uc6a9\uae30\uac04 \ubc0f \uc0c1\ud658\ubc29\uc2dd?<\/strong><\/p>\n\n\n

\"\"<\/figure>\n\n\n

\uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08\uc5d0\uc11c \uc8fc\uad00\ud558\ub294 \ub0ae\uc740 \uae08\ub9ac\uc758 \uc2e0\ud63c\ubd80\ubd80 \uc804\uc6a9 \uc804\uc138\uc790\uae08 \ub300\ucd9c! \uc2e0\uccad\uc740 \ud558\uace0 \uc2f6\uc740\ub370 \uc870\uac74\uc774 \ub418\ub294\uc9c0 \uad81\uae08\ud558\uc168\uc8e0? \ub808\ubca0\uac00 \uc608\ube44 \uc2e0\ud63c\ubd80\ubd80\ub2d8\ub4e4\uc744 \uc704\ud574 \uac04\ub2e8\ud788 \uc815\ub9ac\ud574\ubcf4\uc558\uc5b4\uc694. \ud655\uc778\ud574\ubcf4\uc2e4\uae4c\uc694?<\/p>\n\n\n

\"\"\/<\/figure>\n\n\n

tip!!<\/span> \uc704\uc758 \ud45c\uc758 \u2463\u2464\u2466\uc758 \uacbd\uc6b0 \ud45c\uc5d0 \uc788\ub294 \ub0b4\uc6a9 \uc678\uc5d0\ub3c4 \uc880 \ub354 \uc0c1\uc138\ud55c \uc0ac\ud56d\uc744 \ud655\uc778\ud574\ubcf4\uc154\uc57c \ud55c\ub2f5\ub2c8\ub2e4.<\/strong><\/span> \uc790\uc138\ud55c \uc0ac\ud56d\uc740 \uc544\ub798\uc640 \uac19\uc544\uc694.

\u2463 (\uc911\ubcf5 \ub300\ucd9c \uae08\uc9c0) \uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08 \ub300\ucd9c, \uc740\ud589\uc7ac\uc6d0 \uc804\uc138\uc790\uae08 \ub300\ucd9c \ubc0f \uc8fc\ud0dd\ub2f4\ubcf4 \ub300\ucd9c \ubbf8\uc774\uc6a9\uc790.<\/strong>
(\uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08\ub300\ucd9c) \uc131\ub144\uc778 \uc138\ub300\uc6d0 \uc804\uc6d0(\uc138\ub300\uac00 \ubd84\ub9ac\ub41c \ubc30\uc6b0\uc790 \ubc0f \uc790\ub140, \uacb0\ud63c \uc608\uc815 \ubc30\uc6b0\uc790, \ubc30\uc6b0\uc790\uc758 \uc9c1\uacc4\uc874\uc18d\uacfc \ub3d9\uac70\uc138\ub300\ub97c \uad6c\uc131\ud558\ub294 \uacbd\uc6b0 \ubc30\uc6b0\uc790\uc758 \uc9c1\uacc4\uc874\uc18d \ud3ec\ud568)\uc774 \uae30\uae08 \ub300\ucd9c\uc744 \uc774\uc6a9 \uc911\uc774\uba74 \ub300\ucd9c \ubd88\uac00\ud574\uc694.
(\uc804\uc138\uc790\uae08 \ub300\ucd9c \ubc0f \uc8fc\ud0dd\ub2f4\ubcf4 \ub300\ucd9c) \ucc28\uc8fc \ubc0f \ubc30\uc6b0\uc790(\uacb0\ud63c \uc608\uc815 \ub610\ub294 \ubd84\ub9ac\ub41c \ubc30\uc6b0\uc790 \ud3ec\ud568)\uac00 \uc804\uc138\uc790\uae08 \ub300\ucd9c \ubc0f \uc8fc\ud0dd \ub2f4\ubcf4\ub300\ucd9c\uc744 \uc774\uc6a9 \uc911\uc774\uba74 \ub300\ucd9c \ubd88\uac00\ud574\uc694.
(\uc784\ucc28 \uc911\ub3c4\uae08 \ub300\ucd9c \uc911\ubcf5 \uc608\uc678 \ud5c8\uc6a9) \uc544\ub798 \uc911 \ud558\ub098\uc5d0 \ud574\ub2f9\ud558\ub294 \uacbd\uc6b0 \uc608\uc678\uc801\uc73c\ub85c \uc911\ubcf5 \ud5c8\uc6a9\ub41c\ub2e4\uace0 \ud574\uc694.

1) \ud55c\uad6d\uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac \uc8fc\ud0dd\ubcf4\uc99d\uc11c \ub2f4\ubcf4\ub85c \ucde8\uae09\ub41c \uae30\uae08 \ub610\ub294 \uc740\ud589\uc7ac\uc6d0 \uc804\uc138\uc790\uae08 \ub300\ucd9c\uc744 \uc774\uc6a9 \uc911\uc778 \ub300\ucd9c\uc790\uac00 \ud55c\uad6d\uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac \uc8fc\ud0dd\ubcf4\uc99d\uc11c \ub2f4\ubcf4\ub85c \ud0c0 \ubb3c\uac74\uc9c0\uc758 \uae30\uae08 \uc784\ucc28 \uc911\ub3c4\uae08(\uc794\uae08 \ud3ec\ud568) \ub300\ucd9c\uc744 \uc774\uc6a9\ud558\ub824\ub294 \uacbd\uc6b0
2) \ud55c\uad6d\uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac \uc8fc\ud0dd\ubcf4\uc99d\uc11c \ub2f4\ubcf4\ub85c \ucde8\uae09\ub41c \uae30\uae08 \uc784\ucc28 \uc911\ub3c4\uae08(\uc794\uae08 \ud3ec\ud568) \ub300\ucd9c\uc744 \uc774\uc6a9 \uc911\uc778 \ub300\ucd9c\uc790\uac00 \ud0c0 \ubb3c\uac74\uc9c0\uc5d0\uc11c \ud55c\uad6d\uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac \uc8fc\ud0dd\ubcf4\uc99d\uc11c \ub2f4\ubcf4\ub85c \uae30\uae08 \ub610\ub294 \uc740\ud589\uc7ac\uc6d0 \uc804\uc138\ub300\ucd9c\uc744 \uc774\uc6a9\ud558\uace0\uc790 \ud558\ub294 \uacbd\uc6b0<\/p>\n\n

\u2465(\uc790\uc0b0) \ub300\ucd9c \uc2e0\uccad\uc778 \ubc0f \ubc30\uc6b0\uc790\uc758 \ud569\uc0b0 \uc21c\uc790\uc0b0 \uac00\uc561\uc774 \ud1b5\uacc4\uccad\uc5d0\uc11c \ubc1c\ud45c\ud558\ub294 \ucd5c\uadfc\uc5f0\ub3c4 \uac00\uacc4\uae08\uc735\ubcf5\uc9c0\uc870\uc0ac\uc758 \u2018\uc18c\ub4dd 5\ubd84\uc704\ubcc4 \uc790\uc0b0 \ubc0f \ubd80\ucc44\ud604\ud669\u2019 \uc911 \uc18c\ub4dd 3\ubd84\uc704 \uc804\uccb4\uac00\uad6c \ud3c9\uade0\uac12 \uc774\ud558(\uc2ed\ub9cc \uc6d0\ub2e8\uc704\uc5d0\uc11c \ubc18\uc62c\ub9bc)\uc778 \uc790
<\/strong>2021\ub144\ub3c4 \uae30\uc900 2.92\uc5b5 \uc6d0(21.01.01 \uc811\uc218\ubd84\ubd80\ud130 \uc801\uc6a9\ub3fc\uc694)

\uc790\uc0b0\uc2ec\uc0ac \uad00\ub828 \uc790\uc138\ud55c \uc0ac\ud56d\uc740 \uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08\ud3ec\ud0c8 \ub9c1\ud06c \ud074\ub9ad!<\/p>\n\n\n

\"\"<\/a><\/figure>\n\n\n

\u2466 (\uc2e0\uc6a9\ub3c4) \uc544\ub798 \uc694\uac74\uc744 \ubaa8\ub450 \ucda9\uc871\ud558\ub294 \uc790<\/strong>
\uc2e0\uccad\uc778(\uc5f0\ub300 \uc785\ubcf4\ud55c \uacbd\uc6b0 \uc5f0\ub300\ubcf4\uc99d\uc778 \ud3ec\ud568)\uc774 \ud55c\uad6d\uc2e0\uc6a9\uc815\ubcf4\uc6d0 \u201c\uc2e0\uc6a9 \uc815\ubcf4\uad00\ub9ac \uaddc\uc57d\u201d\uc5d0\uc11c \uc815\ud558\ub294 \uc544\ub798\uc758 \uc2e0\uc6a9 \uc815\ubcf4 \ubc0f \ud574\uc81c \uc815\ubcf4\uac00 \ub0a8\uc544\uc788\ub294 \uacbd\uc6b0 \ub300\ucd9c \ubd88\uac00\ub2a5\ud574\uc694.
1) \uc5f0\uccb4, \ub300\uc704\ubcc0\uc81c\u00b7\ub300\uc9c0\uae09, \ubd80\ub3c4, \uad00\ub828\uc778 \uc815\ubcf4
2) \uae08\uc735\uc9c8\uc11c \ubb38\ub780\uc815\ubcf4, \uacf5\uacf5 \uae30\ub85d\uc815\ubcf4, \ud2b9\uc218\uae30\ub85d\uc815\ubcf4
3) \uc2e0\uc6a9 \ud68c\ubcf5 \uc9c0\uc6d0\ub4f1\ub85d\uc815\ubcf4
\uadf8 \uc678, \ubd80\ubd80\uc5d0 \ub300\ud558\uc5ec \ub300\ucd9c \ucde8\uae09 \uae30\uad00 \ub0b4\uaddc\ub85c \ub300\ucd9c\uc744 \uc81c\ud55c\ud558\uace0 \uc788\ub294 \uacbd\uc6b0\uc5d0\ub294 \ub300\ucd9c \ubd88\uac00\ub2a5\ud574\uc694.<\/p>\n\n\n

<\/div>\n\n\n\n
\"\"<\/figure>\n\n\n

\uc911\ubcf5 \uc801\uc6a9 \uac00\ub2a5\ud55c \ucd94\uac00 \uc6b0\ub300\uae08\ub9ac\ub97c \uc54c\uc544\ubcfc\uae4c\uc694?<\/span><\/strong>

\u2460 \ubd80\ub3d9\uc0b0 \uc804\uc790\uacc4\uc57d \uccb4\uacb0(2021.12.31. \uc2e0\uaddc \uc811\uc218\ubd84\uae4c\uc9c0) \uc5f0 0.1%p
\u2461 \ub2e4\uc790\ub140 \uac00\uad6c \uc5f0 0.7%p, 2\uc790\ub140 \uac00\uad6c \uc5f0 0.5%p, 1\uc790\ub140 \uac00\uad6c \uc5f0 0.3%p
\u203b \uc6b0\ub300\uae08\ub9ac \uc801\uc6a9 \ud6c4 \ucd5c\uc885 \uae08\ub9ac\uac00 \uc5f0 1.0% \ubbf8\ub9cc\uc778 \uacbd\uc6b0\uc5d0\ub294 \uc5f0 1.0%\ub85c \uc801\uc6a9

3) \ub300\ucd9c\ud55c\ub3c4<\/span><\/strong>
\ub2e4\uc74c \uc911 \uc791\uc740 \uae08\uc561\uc73c\ub85c \uc0b0\uc815\ub41c\ub2f5\ub2c8\ub2e4.

1. \ud638\ub2f9 \ub300\ucd9c\ud55c\ub3c4
\uc2e0\ud63c\uac00\uad6c : \uc218\ub3c4\uad8c(\uc11c\uc6b8,\uc778\ucc9c,\uacbd\uae30) 2\uc5b5 \uc6d0, \uc218\ub3c4\uad8c \uc678 1.6\uc5b5 \uc6d0
2\uc790\ub140 \uc774\uc0c1 \uac00\uad6c : \uc218\ub3c4\uad8c(\uc11c\uc6b8,\uc778\ucc9c,\uacbd\uae30) 2.2\uc5b5 \uc6d0, \uc218\ub3c4\uad8c \uc678 1.8\uc5b5 \uc6d0

2. \uc18c\uc694\uc790\uae08\uc5d0 \ub300\ud55c \ub300\ucd9c \ube44\uc728
\u2460 \uc2e0\uaddc \uacc4\uc57d
\uc2e0\ud63c\uac00\uad6c, 2\uc790\ub140 \uc774\uc0c1 \uac00\uad6c : \uc804\uc138\uae08\uc561\uc758 80% \uc774\ub0b4
\u2461 \uac31\uc2e0\uacc4\uc57d
\uc2e0\ud63c\uac00\uad6c, 2\uc790\ub140 \uc774\uc0c1 \uac00\uad6c : \uc99d\uc561 \uae08\uc561 \uc774\ub0b4\uc5d0\uc11c \uc99d\uc561 \ud6c4 \ucd1d \ubcf4\uc99d\uae08\uc758 80% \uc774\ub0b4

\u203b \u00a0\ub2f4\ubcf4\ubcc4 \ub300\ucd9c\ud55c\ub3c4
\u2460 \ud55c\uad6d\uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac \uc804\uc138\ub300\ucd9c\ubcf4\uc99d : \ud574\ub2f9 \ubcf4\uc99d \uaddc\uc815\uc5d0 \ub530\ub984
\u2461 \uc8fc\ud0dd\ub3c4\uc2dc \ubcf4\uc99d \uacf5\uc0ac \uc804\uc138\uae08 \uc548\uc2ec\ub300\ucd9c\ubcf4\uc99d : \ud574\ub2f9 \ubcf4\uc99d \uaddc\uc815\uc5d0 \ub530\ub984
\u2462 \ucc44\uad8c\uc591\ub3c4 \ud611\uc57d\uae30\uad00 \ubc18\ud658\ucc44\uad8c\uc591\ub3c4 : \uc5f0\uac04 \uc778\uc815\uc18c\ub4dd \u2013 \ubcf8\uc778 \ubd80\ucc44\uae08\uc561\uc758 25% \u2013 \uae30 \uae30\uae08 \uc804\uc138\uc790\uae08 \ub300\ucd9c \uc794\uc561

4) \uc774\uc6a9 \uae30\uac04<\/span><\/strong>
2\ub144(4\ud68c \uc5f0\uc7a5\ud558\uc5ec \ucd5c\uc7a5 10\ub144 \uac00\ub2a5)
\uc8fc\ud0dd\ub3c4\uc2dc \ubcf4\uc99d\uacf5\uc0ac \uc804\uc138\uae08 \uc548\uc2ec\ub300\ucd9c \ubcf4\uc99d\uc11c : \ucd5c\ub300 2\ub144 1\uac1c\uc6d4(4\ud68c \uc5f0\uc7a5\ud558\uc5ec \ucd5c\uc7a5 10\ub144 5\uac1c\uc6d4 \uac00\ub2a5)
\ucd5c\uc7a5 10\ub144 \uc774\uc6a9 \ud6c4 \uc5f0\uc7a5 \uc2dc\uc810 \uae30\uc900 \ubbf8\uc131\ub144 1\uc790\ub140\ub2f9 2\ub144 \ucd94\uac00(\ucd5c\uc7a5 20\ub144 \uc774\uc6a9 \uac00\ub2a5)

5) \uc0c1\ud658 \ubc29\ubc95<\/strong><\/span>
\uc77c\uc2dc\uc0c1\ud658 \ub610\ub294 \ud63c\ud569 \uc0c1\ud658<\/p>\n\n\n

<\/div>\n\n\n

Point 5. \uc9c0\uc5ed\ubcc4 \uc804\uc138\uc790\uae08 \ub300\ucd9c \uc9c0\uc6d0\uc0ac\uc5c5<\/strong><\/h2>\n\n

Point 5.<\/span> \uc9c0\uc5ed\ubcc4 \uc804\uc138\uc790\uae08 \ub300\ucd9c \uc9c0\uc6d0\uc0ac\uc5c5<\/strong><\/p>\n\n\n

\"\"<\/figure>\n\n\n

\uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08\uc5d0\uc11c \uc8fc\uad00\ud558\ub294 \uc2e0\ud63c\ubd80\ubd80 \uc804\uc6a9 \uc804\uc138\uc790\uae08 \ub300\ucd9c \uc678\uc5d0\ub3c4 \uac01 \uc2dc\ub3c4\uc5d0\uc11c \uc2e0\ud63c\ubd80\ubd80 \uc784\ucc28\ubcf4\uc99d\uae08(\uc804\uc138\ubcf4\uc99d\uae08)\uc744 \uc9c0\uc6d0\ud574 \uc8fc\ub294 \uc81c\ub3c4\uac00 \uc788\ub294\ub370\uc694. \ub808\ubca0\uac00 \uc5f4\uc2ec\ud788 \ucc3e\uc544\uc628 \uac01 \uc9c0\uc5ed\ubcc4 \uc2e0\ud63c\ubd80\ubd80 \uc804\uc138\uc790\uae08 \ub300\ucd9c \uc9c0\uc6d0 \uc0ac\uc5c5! \ud574\ub2f9\ud558\ub294 \uc9c0\uc5ed\uc73c\ub85c \ubc14\ub85c \uac00\ubcfc\uae4c\uc694?

1. \ud55c\uad6d\uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac<\/span><\/strong>

\u2460 \uc0ac\uc5c5\uba85 : \uc804\uc138\uc790\uae08\ubcf4\uc99d(\ud611\uc57d) \uc2e0\ud63c\u00b7\uccad\ub144 \ub4f1 \uc774\uc790 \uc9c0\uc6d0
\u2461 \ubcf4\uc99d \ub300\uc0c1\uc790(\uacf5\ud1b5\uc694\uac74)
(1) \uc784\ucc28\ubcf4\uc99d\uae08 5\uc5b5 \uc6d0 \uc774\ud558(\uc9c0\ubc29 \uc18c\uc7ac \uac00\uad6c 3\uc5b5 \uc6d0 \uc774\ud558)\uc778 \uc784\ub300\ucc28\uacc4\uc57d\uc744 \uccb4\uacb0\ud558\uace0 \uc784\ucc28\ubcf4\uc99d\uae08 5% \uc774\uc0c1 \uc9c0\uae09\ud55c \uc138\ub300\uc8fc
(2) \ubcf8\uc778\uacfc \ubc30\uc6b0\uc790(\uacb0\ud63c \uc608\uc815\uc790 \ud3ec\ud568)\uc758 \ud569\uc0b0\ud55c \uc8fc\ud0dd \ubcf4\uc720\uc218\uac00 1\uc8fc\ud0dd \uc774\ub0b4\uc778\uc790, \ub2e4\ub9cc, 1\uc8fc\ud0dd \ubcf4\uc720\uc790\ub294 \ubcf8\uc778\uacfc \ubc30\uc6b0\uc790\uc758 \ud569\uc0b0\ud55c \uc5f0 \uc18c\ub4dd\uc774 1\uc5b5 \uc6d0 \uc774\ud558\uc774\uace0 \uc8fc\ud0dd\uac00\uaca9\uc740 9\uc5b5 \uc6d0\uc744 \ucd08\uacfc\ud558\uc9c0 \uc54a\uc544\uc57c \ud55c\ub2e4.
(3) \ubcf8\uc778\uacfc \ubc30\uc6b0\uc790(\uacb0\ud63c \uc608\uc815\uc790 \ud3ec\ud568)\uac00 \uaddc\uc81c \ub300\uc0c1 \uc544\ud30c\ud2b8(\ud22c\uae30\uc9c0\uc5ed \u00b7 \ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c \ub0b4 3\uc5b5 \uc6d0 \ucd08\uacfc \uc544\ud30c\ud2b8)\ub97c \ucde8\ub4dd\ud558\uc9c0 \uc54a\uc744 \uac83
(4) \uc5c5\ubb34\ud611\uc57d\uc11c \ub610\ub294 \ud574\ub2f9 \uc0ac\uc5c5\uacf5\uace0\uc5d0\uc11c \uc815\ud55c \uc790\uaca9\uc694\uac74\uc744 \ucda9\uc871\ud560 \uac83

\uc790\uc138\ud55c \uc0ac\ud56d\uc740 \uc544\ub798\uc758 \ub9c1\ud06c\ub85c \ubc14\ub85c \uac00\uae30\ub97c \ud074\ub9ad\ud574 \uc8fc\uc138\uc694~<\/p>\n\n\n

\"\"<\/a><\/figure>\n\n\n

2. \uc11c\uc6b8\ud2b9\ubcc4\uc2dc<\/span><\/strong>
\u2460 \uc0ac\uc5c5\uba85 : \uc2e0\ud63c\ubd80\ubd80 \uc784\ucc28\ubcf4\uc99d\uae08 \uc774\uc790 \uc9c0\uc6d0 \uc0ac\uc5c5
\u2461 \uc735\uc790 \uc6a9\ub3c4 : \uc784\ucc28\ubcf4\uc99d\uae08(\uc804\uc138 \ubcf4\uc99d\uae08)
\u2462 \uc735\uc790\uc9c0\uc6d0 \uc870\uac74
\uc735\uc790 \ucde8\uae09\uc740\ud589 : \uad6d\ubbfc\uc740\ud589, \ud558\ub098\uc740\ud589, \uc2e0\ud55c\uc740\ud589
\uc735\uc790 \ucd5c\ub300\ud55c\ub3c4 : \ucd5c\ub300 2\uc5b5\uc6d0(\uc784\ucc28\ubcf4\uc99d\uae08\uc758 90%\uc774\ub0b4)
\u2463 \uc2e0\uccad\ub300\uc0c1\uc790
\uc11c\uc6b8\uc2dc\ubbfc\uc774\uac70\ub098 \ub300\ucd9c \ud6c4 1\uac1c\uc6d4 \uc774\ub0b4 \uc11c\uc6b8\ub85c \uc804\uc785 \uc608\uc815\uc778 \uc790.
\ud63c\uc778\uc2e0\uace0\uc77c \uae30\uc900 7\ub144 \uc774\ub0b4 \uc2e0\ud63c\ubd80\ubd80 \ud639\uc740 \ucd94\ucc9c\uc11c \uc2e0\uccad\uc77c\ub85c\ubd80\ud130 6\uac1c\uc6d4 \uc774\ub0b4 \uacb0\ud63c\uc2dd \uc608\uc815\uc778 \uc608\ube44 \uc2e0\ud63c\ubd80\ubd80
\ubd80\ubd80\ud569\uc0b0 \uc5f0\uc18c\ub4dd 9\ucc9c7\ubc31\ub9cc \uc6d0 \uc774\ud558\uc778 \uc790
\ubcf8\uc778 \ubc0f \ubc30\uc6b0\uc790 \ubb34\uc8fc\ud0dd\uc790

\uc790\uc138\ud55c \uc0ac\ud56d\uc740 \uc544\ub798\uc758 \ub9c1\ud06c\ub85c \ubc14\ub85c \uac00\uae30\ub97c \ud074\ub9ad\ud574 \uc8fc\uc138\uc694~<\/p>\n\n\n

\"\"<\/a><\/figure>\n\n\n

3. \uacbd\uae30\ub3c4<\/span><\/strong>

\uacfc\ucc9c\uc2dc<\/span><\/strong>
\u2460 \uc0ac\uc5c5\uba85 : \uc2e0\ud63c\ubd80\ubd80 \uc8fc\ud0dd \uc804\uc138\uc790\uae08 \ub300\ucd9c\uc774\uc790 \uc9c0\uc6d0 \uc0ac\uc5c5
\u2461 \uc9c0\uc6d0 \ub300\uc0c1 : \ubd80\ubd80\ud569\uc0b0 \uc5f0 \uc18c\ub4dd 9\ucc9c7\ubc31\ub9cc \uc6d0 \uc774\ud558\uc758 \ubb34\uc8fc\ud0dd\uc790 (\ud63c\uc778\uc2e0\uace0\uc77c 7\ub144 \uc774\ub0b4)
\u2462 \uc9c0\uc6d0 \ub0b4\uc6a9 : \uc8fc\ud0dd\uc804\uc138\uc790\uae08 \ub300\ucd9c \uc794\uc561\uc758 1%, \ucd5c\ub300 100\ub9cc \uc6d0
\u2463 \uc2e0\uccad \uae30\uac04 : 2021. 12. 03.(\uae08)\uae4c\uc9c0 \/ \uc218\uc2dc\uc811\uc218
\u203b 2020\ub144\ub3c4 \uc5f0\ub9d0\uc815\uc0b0\uc774 \uc774\ub8e8\uc5b4\uc9c4 \ud6c4 \uc815\ud655\ud55c \uc18c\ub4dd \ud655\uc778\uc774 \uac00\ub2a5\ud558\ub2c8, 3\uc6d4 \uc774\ud6c4\uc5d0 \uc2e0\uccad \uc694\ub9dd.
\u2464 \uc2e0\uccad\ubc29\ubc95 : \uc8fc\uc18c\uc9c0 \ub3d9 \uc8fc\ubbfc\uc13c\ud130 \ubc29\ubb38 \uc811\uc218

\uc790\uc138\ud55c \uc0ac\ud56d\uc740 \uc544\ub798\uc758 \ub9c1\ud06c\ub85c \ubc14\ub85c \uac00\uae30\ub97c \ud074\ub9ad\ud574 \uc8fc\uc138\uc694~<\/p>\n\n\n

\"\"<\/a><\/figure>\n\n\n

4. \uacbd\uc0c1\ub0a8\ub3c4<\/strong><\/span>

\ubd80\uc0b0\uad11\uc5ed\uc2dc<\/span><\/strong>
\u2460 \uc0ac\uc5c5\uba85 : \uc2e0\ud63c\ubd80\ubd80 \uc8fc\ud0dd\uc735\uc790 \ubc0f \ub300\ucd9c\uc774\uc790 \uc9c0\uc6d0 \uc0ac\uc5c5
\u2461 \uc9c0\uc6d0 \ub300\uc0c1
\ubd80\uc0b0\uc2dc \uac70\uc8fc \ubb34\uc8fc\ud0dd \uc2e0\ud63c\ubd80\ubd80(\ud63c\uc778 \uc608\uc815 3\uac1c\uc6d4~ \ud63c\uc778\uc2e0\uace0 \uae30\uc900\uc77c 7\ub144 \uc774\ub0b4)
\ubd80\ubd80\ud569\uc0b0 \uc18c\ub4dd \uc5f0 8\ucc9c\ub9cc \uc6d0 \uc774\ud558
\u2462 \uc9c0\uc6d0\ub0b4\uc6a9
– \uc804\uc138\uc790\uae08 \ub300\ucd9c \ucd5c\ub300 1\uc5b5 5\ucc9c\ub9cc \uc6d0(\ub2e8, \uc784\ucc28\ubcf4\uc99d\uae08 90% \uc774\ub0b4) \ubc0f \uc774\uc790 1.9% \uc9c0\uc6d0
\u203b \ubd80\uc0b0\uc2dc \uc790\uaca9\uc694\uac74\uc5d0 \ud574\ub2f9\ud558\ub354\ub77c\ub3c4 \ubd80\uc0b0\uc740\ud589\uacfc \ud55c\uad6d\uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac\uc758 \ub300\ucd9c(\ubcf4\uc99d) \uc2ec\uc0ac \ubc0f \uc2e0\uc6a9\ud3c9\uac00 \uacb0\uacfc\uc5d0\uc11c \uc81c\uc678\ub420 \uc218 \uc788\uc74c
\u2463 \ub300\uc0c1 \uc8fc\ud0dd
– \uc804\uc138\ubcf4\uc99d\uae08 3\uc5b5\uc6d0 \uc774\ud558\uc758 \uc8fc\ud0dd \ub610\ub294 \uc8fc\uac70\uc6a9 \uc624\ud53c\uc2a4\ud154
\u203b \uac74\ucd95\ubb3c\ub300\uc7a5\uc0c1 \uc8fc\ud0dd\uc774 \uc544\ub2cc \uacf3\uc740 \ubd88\uac00
\u2464 \ub300\ucd9c\ud55c\ub3c4
– \ucd5c\ub300 1\uc5b5 5\ucc9c \uc6d0(\uc784\ucc28\ubcf4\uc99d\uae08\uc758 90% \ub0b4 – \ub098\uba38\uc9c0 \ubcf8\uc778 \ubd80\ub2f4)
\ud55c\uad6d\uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac\uc758 \ubcf4\uc99d\ub8cc 0.05% \ubcf8\uc778 \ubd80\ub2f4
\u2464 \ub300\ucd9c \uae30\uac04
– \uae30\ubcf8 2\ub144, \ucd5c\ub300 10\ub144
(\uc9c0\uc6d0 \uae30\uac04 \ub0b4 \uc790\ub140 \ucd9c\uc0b0 \uc2dc 1\uba85\ub2f9 2\ub144\uc529 \uc5f0\uc7a5, \ub09c\uc784\uce58\ub8cc 1\ub144 \uc774\uc0c1 1\ud68c(2\ub144) \uc5f0\uc7a5)

\uc790\uc138\ud55c \uc0ac\ud56d\uc740 \uc544\ub798\uc758 \ub9c1\ud06c\ub85c \ubc14\ub85c \uac00\uae30\ub97c \ud074\ub9ad\ud574 \uc8fc\uc138\uc694~<\/p>\n\n\n

\"\"<\/a><\/figure>\n\n\n

\uc6b8\uc8fc\uad70<\/span><\/strong>
\u2460 \uc0ac\uc5c5\uba85 : \uc2e0\ud63c\ubd80\ubd80 \uc8fc\uac70\ube44\uc6a9 \uc9c0\uc6d0 \uc0ac\uc5c5
\u2461 \uc9c0\uc6d0 \ub300\uc0c1 : \uc2e0\uccad\uc77c \uae30\uc900 \ud63c\uc778\uc2e0\uace0\uc77c\uc774 1\ub144 \uc774\ub0b4\uc778 \uc2e0\ud63c\ubd80\ubd80 \uac00\uad6c
\u2462 \uc9c0\uc6d0\uae30\uc900(\uc544\ub798\uc758 \uc870\uac74 \ubaa8\ub450 \ucda9\uc871)
– \ubd80\ubd80 \ubaa8\ub450 \uc6b8\uc8fc\uad70\uc5d0 6\uac1c\uc6d4 \uc774\uc0c1 \uac70\uc8fc \uc911\uc778 \uac00\uad6c(\uc804\uc785\uc2e0\uace0 \uc644\ub8cc \ud6c4 6\uac1c\uc6d4\uc774 \uc9c0\ub09c\ub2ec\ubd80\ud130 \uc2e0\uccad \uac00\ub2a5)
– \ubd80\ubd80\ud569\uc0b0\uc18c\ub4dd\uc774 \uae30\uc900 \uc911\uc704\uc18c\ub4dd 200%(6,176\ucc9c\uc6d0) \uc774\ud558\uc778 \uac00\uad6c(2\uc778 \uac00\uad6c \uae30\uc900)
\u2463 \uc9c0\uc6d0\ub0b4\uc6a9 : \uc2e0\ud63c\ubd80\ubd80 \uac00\uad6c\uc758 \uc18c\ub4dd\uc218\uc900\uc5d0 \ub530\ub77c 2\ub144\uac04 \uc6d4 5~9\ub9cc \uc6d0 \ucc28\ub4f1\uc9c0\uc6d0
\u2464 \uc2e0\uccad \uae30\uac04 : \uc5f0\uc911 \uc2e0\uccad
\u00a0\uc2e0\uccad\uc7a5\uc18c : \uc8fc\ubbfc\ub4f1\ub85d\uc9c0 \uc74d\u00b7\uba74 \ud589\uc815\ubcf5\uc9c0\uc13c\ud130

\uc790\uc138\ud55c \uc0ac\ud56d\uc740 \uc544\ub798\uc758 \ub9c1\ud06c\ub85c \ubc14\ub85c \uac00\uae30\ub97c \ud074\ub9ad\ud574 \uc8fc\uc138\uc694~
<\/p>\n\n\n

\"\"<\/a><\/figure>\n\n\n

\ucc3d\uc6d0\uc2dc<\/span><\/strong>
\u2460 \uc0ac\uc5c5\uba85 : \uc2e0\ud63c\ubd80\ubd80 \uc804\uc138\uc790\uae08 \ub300\ucd9c\uc774\uc790 \uc9c0\uc6d0
\u2461 \uc9c0\uc6d0 \ub300\uc0c1
\uae30\uc900 \uc911\uc704\uc18c\ub4dd 180% \uc774\ud558 \ubb34\uc8fc\ud0dd \uc2e0\ud63c\ubd80\ubd80
(*\uc2e0\ud63c\ubd80\ubd80 : \ud63c\uc778\uc2e0\uace0\uc77c 2014.1.1.~2020.12.31. \uae30\uc900)
\u2462 \uc9c0\uc6d0\uae30\uc900
\uc804\uc138\uc790\uae08 \ub300\ucd9c \uc794\uc561\uc758 1.2% \uc9c0\uc6d0
\u2463 \uc9c0\uc6d0\ub0b4\uc6a9
\uc5f0 1\ud68c, \ucd5c\ub300 100\ub9cc \uc6d0
* \uc2e0\ud63c\ubd80\ubd80 \uc790\ub140 1\uba85\ub2f9 \uc9c0\uc6d0\uae08\uc758 20% \uac00\uc0b0, \ucd5c\ub300 150\ub9cc \uc6d0
\u2464 \uc2e0\uccad \uae30\uac04
2021. 2. 8.(\uc6d4) ~ 3. 5.(\uae08)
09:00 ~18:00(\uacf5\ud734\uc77c \uc81c\uc678)
\u2465 \uc2e0\uccad\ubc29\ubc95
\uc8fc\uc18c\uc9c0 \uc74d\uba74\ub3d9 \ud589\uc815\ubcf5\uc9c0\uc13c\ud130 \ubc29\ubb38 \uc811\uc218
\u203b \uc6b0\ud3b8, \uc778\ud130\ub137 \ub4f1 \uc2e0\uccad \uc811\uc218 \ubd88\uac00

\uc790\uc138\ud55c \uc0ac\ud56d\uc740 \uc544\ub798\uc758 \ub9c1\ud06c\ub85c \ubc14\ub85c \uac00\uae30\ub97c \ud074\ub9ad\ud574 \uc8fc\uc138\uc694~<\/p>\n\n\n

\"\"<\/a><\/figure>\n\n\n

\uae40\ud574\uc2dc<\/span><\/strong>
\u2460 \uc0ac\uc5c5\uba85 : \ubb34\uc8fc\ud0dd \uc2e0\ud63c\ubd80\ubd80 \uc804\uc138\uc790\uae08 \ub300\ucd9c\uc774\uc790 \uc9c0\uc6d0
\u2461 \uc2e0\uccad \uae30\uac04 : 2021.2.1.(\uc6d4) ~ 2.25.(\ubaa9)
\u2462 \uc2e0\uccad\ubc29\ubc95 : \uc8fc\uc18c\uc9c0 \uc74d\uba74\ub3d9 \ud589\uc815\ubcf5\uc9c0\uc13c\ud130 \ubc29\ubb38 \uc811\uc218
\u2463 \uc9c0\uc6d0 \ub300\uc0c1 : \ubd80\ubd80 \ubaa8\ub450 \uae40\ud574\uc2dc\uc5d0 \ub3d9\uc77c \uc8fc\uc18c\uac00 \ub4f1\uc7ac\ub41c \uacb0\ud63c 5\ub144 \uc774\ub0b4 \uc2e0\ud63c\ubd80\ubd80\ub85c\uc11c \uae30\uc900 \uc911\uc704\uc18c\ub4dd 180% \uc774\ud558, \ub300\ucd9c \uae08\uc561 1\uc5b5 5\ucc9c\ub9cc \uc6d0 \uc774\ud558
\uc9c0\uc6d0\ub0b4\uc6a9 : \ub300\ucd9c \uc794\uc561\uc758 1.5% \ub0b4, \ucd5c\ub300 100\ub9cc \uc6d0\uae4c\uc9c0 \uc9c0\uc6d0

\uc790\uc138\ud55c \uc0ac\ud56d\uc740 \uc544\ub798\uc758 \ub9c1\ud06c\ub85c \ubc14\ub85c \uac00\uae30\ub97c \ud074\ub9ad\ud574 \uc8fc\uc138\uc694~<\/p>\n\n\n

\"\"<\/a><\/figure>\n\n\n\n

5. \uacbd\uc0c1\ubd81\ub3c4<\/span><\/strong><\/p>\n\n\n

\uacbd\uc0c1\ubd81\ub3c4<\/span><\/strong>
\u2460 \uc0ac\uc5c5\uba85 : \uc2e0\ud63c\ubd80\ubd80 \uc784\ucc28\ubcf4\uc99d\uae08 \uc774\uc790 \uc9c0\uc6d0 \uc0ac\uc5c5
\u2461 \uc0ac\uc5c5 \ub300\uc0c1
– \uc2e0\uccad \uc2dc \ubd80\ubd80\uac00 \ub3c4\ub0b4 \uc8fc\ubbfc\ub4f1\ub85d\uc774 \ub418\uc5b4\uc788\uac70\ub098 \ubcf8 \uc0ac\uc5c5 \ub300\ucd9c\uc2e4\ud589 \ud6c4 1\uac1c\uc6d4 \uc774\ub0b4 \ub3c4\ub0b4\ub85c \uc804\uc785 \uc608\uc815\uc778 \uc2e0\ud63c\ubd80\ubd80
– \ud63c\uc778\uc2e0\uace0 7\ub144 \uc774\ub0b4 \uc2e0\ud63c\ubd80\ubd80
– \ubcf8\uc778 \ubc0f \ubc30\uc6b0\uc790 \ubb34\uc8fc\ud0dd\uc790
– \ucd94\ucc9c\uc11c \uc2e0\uccad\uc77c\ub85c\ubd80\ud130 3\uac1c\uc6d4 \uc774\ub0b4 \uacb0\ud63c \uc608\uc815\uc778 \uc608\ube44 \uc2e0\ud63c\ubd80\ubd80
– (\uc5f0 \uc18c\ub4dd \uae30\uc900) \ubd80\ubd80\ud569\uc0b0 \uc5f0 \uc18c\ub4dd 9,000\ub9cc \uc6d0 \uc774\ud558\uc778 \uc790
\u2462 \uc9c0\uc6d0\ub0b4\uc6a9 \ubc0f \ubc29\ubc95
\uc9c0\uc6d0 \uae08\ub9ac : \uc804\uc138 \uc784\ucc28\ubcf4\uc99d\uae08(\ucd5c\ub300 2\uc5b5 \uc6d0)\uc758 \uc774\uc790(\ucd5c\ub300 3.0%)
\uc9c0\uc6d0 \uae30\uac04 : \ucd5c\uc7a5 6\ub144 \uc774\ub0b4 (\uc790\ub140 \uc218\uc5d0 \ub530\ub77c \ucc28\ub4f1)
\uae30\ubcf8 \uc9c0\uc6d0 2\ub144(\uc790\ub140 1\uba85 \ub2f9 2\ub144, \ucd5c\ub300 4\ub144 \uc5f0\uc7a5 \uc9c0\uc6d0 \uac00\ub2a5)
\uc9c0\uc6d0\ubc29\ubc95 : \uc2dc\uad70 \uc2e0\uccad \uc811\uc218 \ubc0f \uae08\uc735\uae30\uad00 \ud611\uc57d\uc744 \ud1b5\ud55c \uc774\uc790 \uac10\uba74

\uc790\uc138\ud55c \uc0ac\ud56d\uc740 \uc544\ub798\uc758 \ub9c1\ud06c\ub85c \ubc14\ub85c \uac00\uae30\ub97c \ud074\ub9ad\ud574 \uc8fc\uc138\uc694~<\/p>\n\n\n

\"\"<\/a><\/figure>\n\n\n

\ub300\uad6c\uad11\uc5ed\uc2dc<\/span><\/strong>
\u2460 \uc0ac\uc5c5\uba85 : \uc2e0\ud63c\ubd80\ubd80 \uc804\uc138\uc790\uae08 \uc735\uc790 \uc774\uc790 \uc9c0\uc6d0
\u2461 \uc9c0\uc6d0 \ub300\uc0c1 (\ub2e4\uc74c\uc758 \uc870\uac74\uc744 \ubaa8\ub450 \ucda9\uc871 )
\u300c\uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08 \uc2e0\ud63c\ubd80\ubd80 \uc804\uc6a9 \uc804\uc138\uc790\uae08\u300d 2020.1.1 \uc774\ud6c4 \uc2e0\uaddc \ub610\ub294 \ucd94\uac00 \ub300\ucd9c\uc790 (\uc5f0\uc7a5 \uacc4\uc57d\uc790 \uc81c\uc678)
\ud63c\uc778\uc2e0\uace0\uc77c \uae30\uc900 7\ub144 \ucc28 \uc774\ub0b4 \ubb34\uc8fc\ud0dd \uc2e0\ud63c\ubd80\ubd80
\ub300\ucd9c\uc790\uc758 \uc8fc\ubbfc\ub4f1\ub85d \ubc0f \uc784\ucc28(\uc804\uc138) \uc8fc\ud0dd \uc8fc\uc18c\uc9c0\uac00 \ub300\uad6c\uc2dc\uc5d0 \uc18c\uc7ac
\u203b \ub2e8, \ud0c0\uc9c0\uc5ed\uc5d0\uc11c \ub300\uad6c\ub85c \uc804\uc785\uc608\uc815\uc790\ub294 3\uac1c\uc6d4 \uc774\ub0b4 \uc784\ucc28\uc8fc\ud0dd \uc8fc\uc18c\uc9c0\ub85c \uc8fc\ubbfc\ub4f1\ub85d\uc744 \uc774\uc804\ud560 \uac83
\u2462 \uc9c0\uc6d0\uae08\uc561(\ub144) \ub300\ucd9c\uae08\uc561 X \uc9c0\uc6d0\uae08\ub9ac ( \ubb34\uc790\ub140 0.5%, 1\uc790\ub140 0.6%, 2\uc790\ub140 0.7% )
\u2463 \uc9c0\uc6d0\ud55c\ub3c4 \uc2e0\uccad\uc790\uac00 \uc740\ud589\uc5d0 \ub0a9\uc785\ud55c \uc774\uc790\uae08\uc561 \ubc94\uc704 \ub0b4
\uc9c0\uc6d0 \uae30\uac04 \uae30\ubcf8 2\ub144, \ucd5c\ub300 6\ub144\uac04 \uc9c0\uc6d0 (2\ub144\ub9c8\ub2e4 \uac31\uc2e0 \uc2e0\uccad)
\u00a0 \uc9c0\uae09 \ubc29\ubc95 \uccad\uad6c\uc5d0 \uc758\uac70 2\ud68c \ubd84\ud560 \uc9c0\uae09 (\ub300\ucd9c\uc77c\ub85c\ubd80\ud130 1\ub144 \uc774\ub0b4)

\uc790\uc138\ud55c \uc0ac\ud56d\uc740 \uc544\ub798\uc758 \ub9c1\ud06c\ub85c \ubc14\ub85c \uac00\uae30\ub97c \ud074\ub9ad\ud574 \uc8fc\uc138\uc694~<\/p>\n\n\n

\"\"<\/a><\/figure>\n\n\n

6. \uc804\ub77c\ubd81\ub3c4<\/span><\/strong>

\uae40\uc81c\uc2dc<\/strong><\/span>
\u2460 \uc0ac\uc5c5\uba85 : \uc804\uc138\uc790\uae08 \ub300\ucd9c\uc774\uc790 \uc9c0\uc6d0
\u2461 \uc9c0\uc6d0 \ub300\uc0c1 : \uc2e0\uccad\uc77c \ud604\uc7ac \uc2dc\uc5d0 \uc8fc\ubbfc\ub4f1\ub85d\uc744 \ub450\uace0 \uac70\uc8fc\ud558\ub294 \ubb34\uc8fc\ud0dd\uc790\uc778 \uc2e0\ud63c\ubd80\ubd80 \uc911 \uae30\uc900 \uc911\uc704\uc18c\ub4dd 180% \uc774\ud558\uc778 \uc790
\u274b \uc9c0\uc6d0 \uc81c\uc678 \ub300\uc0c1 : \uae30\ucd08 \uc0dd\ud65c \ubcf4\uc7a5\uc218\uae09\uc790, \uacf5\uacf5\uc784\ub300\uc8fc\ud0dd \uac70\uc8fc\uc790
\u00a0\uc9c0\uc6d0\ub0b4\uc6a9 \uc138\ub300\ub2f9 \uc5f0 200\ub9cc \uc6d0 \ud55c\ub3c4, \ucd5c\ub300 7\ub144 \uc9c0\uc6d0

\uc790\uc138\ud55c \uc0ac\ud56d\uc740 \uc544\ub798\uc758 \ub9c1\ud06c\ub85c \ubc14\ub85c \uac00\uae30\ub97c \ud074\ub9ad\ud574 \uc8fc\uc138\uc694~<\/p>\n\n\n

\"\"<\/a><\/figure>\n\n\n

7. \uc804\ub77c\ub0a8\ub3c4<\/span><\/strong>

\uc601\uad11\uad70<\/strong><\/span>
\u2460 \uc0ac\uc5c5\uba85 : \uc2e0\ud63c\ubd80\ubd80\u00b7\ub2e4\uc790\ub140\uac00\uc815 \uc804\uc138\uc790\uae08 \ub300\ucd9c\uc774\uc790 \uc9c0\uc6d0\uc0ac\uc5c5
\u2461 \uc9c0\uc6d0 \ub300\uc0c1
\uc2e0\ud63c\ubd80\ubd80 \uc870\uac74\uc740 \ud63c\uc778\uc2e0\uace0\uc77c\uc744 \uae30\uc900\uc73c\ub85c 7\ub144 \uc774\ud558, \ubd80\ubd80 \ubaa8\ub450 \ub9cc 49\uc138 \uc774\ud558. \uac00\uad6c\uc6d0(\ubd80\ubd80, \uc790\ub140)\uc774 \ubaa8\ub450 \uc601\uad11\uad70\ub0b4 \uc804\uc138\uc8fc\ud0dd\uc5d0 \uac70\uc8fc\ud574\uc57c \ud568.
\u2462 \uc9c0\uc6d0 \uae08\uc561
\uc2e0\uccad \uc2dc \ub300\ucd9c\uc794\uc561\uc5d0 \ub530\ub77c \uc6d4\uc815\uc561 3\ub9cc \uc6d0\uc5d0\uc11c \ucd5c\uace0 15\ub9cc \uc6d0\uc73c\ub85c \uc9c0\uc6d0\uae30\uac04\uc740 \ucd5c\ub300 3\ub144\uc774\uba70 \ub2e8, \uc774\uc790\uc561\uc774 3\ub9cc \uc6d0 \ubbf8\ub9cc\uc778 \uacbd\uc6b0\uc5d0\ub294 \ub0a9\ubd80\uc561 \uc2e4\ube44\ub85c \uc9c0\uae09.
\u2463 \uc2e0\uccad \uc7a5\uc18c : \uc8fc\ubbfc\ub4f1\ub85d\uc0c1 \uc8fc\uc18c\uc9c0 \uc74d\uff65\uba74\uff65\ub3d9 \ud589\uc815\ubcf5\uc9c0\uc13c\ud130

\uc790\uc138\ud55c \uc0ac\ud56d\uc740 \uc544\ub798\uc758 \ub9c1\ud06c\ub85c \ubc14\ub85c \uac00\uae30\ub97c \ud074\ub9ad\ud574 \uc8fc\uc138\uc694~<\/p>\n\n\n

\"\"<\/a><\/figure>\n\n\n

8. \ucda9\uccad\ub3c4<\/span><\/strong>

\ub2f9\uc9c4\uc2dc<\/strong><\/span>

\u2460 \uc0ac\uc5c5\uba85 : 2021\ub144 \uc2e0\ud63c\ubd80\ubd80 \uc804\uc138\uc790\uae08 \ub300\ucd9c\uc774\uc790 \uc9c0\uc6d0
\u2461 \uc9c0\uc6d0\ub300\uc0c1
\uacf5\uace0\uc77c \uae30\uc900, \ubd80\ubd80 \ubaa8\ub450 \ub2f9\uc9c4\uc2dc \uad00\ub0b4 3\uc6d4 \uc774\uc0c1 \uac70\uc8fc\uc911\uc778 \ubb34\uc8fc\ud0dd \uac00\uad6c(\ud63c\uc778\uc2e0\uace0 \uae30\uc900\uc77c : 2016. 1. 1. ~ 2021. 2. 28.)
\uc18c\ub4dd\uae30\uc900 : \uae30\uc900\uc911\uc704\uc18c\ub4dd 180%\uc774\ud558(2\uc778 \uae30\uc900 555\ub9cc\uc6d0)
\uc8fc\ud0dd\uae30\uc900 : \uacf5\uae09\uba74\uc801 85\u33a1\uc774\ud558\uc778 \ub2f9\uc9c4\uc2dc \uc18c\uc7ac \uc784\ucc28\uc8fc\ud0dd\uc774\uba70, \uae08\uc735\uad8c \uc804\uc138\uc790\uae08\ub300\ucd9c \uc6a9\ub3c4\uc5d0\u300c\uc8fc\ud0dd\u300d,\u300c\uc784\ucc28\u300d,\u300c\uc804\uc138\u300d\ub4f1\uc73c\ub85c \uba85\uae30\ub41c \uacbd\uc6b0 (\uc2e0\uc6a9\ub300\ucd9c \uc81c\uc678)
\u2462 \uc9c0\uc6d0\ub0b4\uc6a9
\uc9c0\uc6d0\ubc29\ubc95 : \uac1c\uc778\ubcc4 \uacc4\uc88c\uc785\uae08
\uc9c0\uc6d0\uae30\uac04 : \uc5f0 1\ud68c, \ucd5c\ub300 3\ub144\uac04 \uc9c0\uc6d0(\uc5f0\ub3c4\ubcc4 \uc7ac\uc2e0\uccad \ud544\uc694)
\uc9c0\uc6d0\uc561 : (\uc9c0\uae09\uc6d4: 2021\ub144 3\uc6d4\ub9d0)\uc8fc\ud0dd\uc804\uc138\uc790\uae08 \ub300\ucd9c \uc794\uc561\uc758 2%(\ucd5c\ub30060\ub9cc\uc6d0) \uc9c0\uc6d0(\ucc9c\uc6d0\ubbf8\ub9cc \uc808\uc0ac), \uac00\uad6c\uc720\ud615\ubcc4 \uac00\uc0b0\uc9c0\uc6d0(\ucd5c\ub300 40\ub9cc\uc6d0)
\uc720(\u6709)\uc790\ub140 \uac00\uad6c : \uc790\ub140 1\uc778\ub2f9 20\ub9cc\uc6d0 \uac00\uc0b0(\ub3d9\uc77c \uc8fc\ubbfc\ub4f1\ub85d\uc0c1 \uc790\ub140\ub9cc \ud574\ub2f9)
\uc7a5\uc560\uc778\ud3ec\ud568 \uac00\uad6c : 10\ub9cc\uc6d0 \uac00\uc0b0
\ub2e4\ubb38\ud654\uac00\uad6c : 10\ub9cc\uc6d0 \uac00\uc0b0
\u2463 \uc2e0\uccad\uc7a5\uc18c : \uc8fc\ubbfc\ub4f1\ub85d\uc0c1 \uc8fc\uc18c\uc9c0 \uc74d\uff65\uba74\uff65\ub3d9 \ud589\uc815\ubcf5\uc9c0\uc13c\ud130
\u2464 \uc2e0\uccad\ubc29\ubc95 : \ud574\ub2f9 \uc8fc\uc18c\uc9c0 \uc74d\uff65\uba74\uff65\ub3d9 \ud589\uc815\ubcf5\uc9c0\uc13c\ud130 \ubc29\ubb38\uc811\uc218(09:00 ~ 18:00)

\uc790\uc138\ud55c \uc0ac\ud56d\uc740 \uc544\ub798\uc758 \ub9c1\ud06c\ub85c \ubc14\ub85c \uac00\uae30\ub97c \ud074\ub9ad\ud574 \uc8fc\uc138\uc694~<\/p>\n\n\n

\"\"<\/a><\/figure>\n\n\n\n
<\/div>\n\n\n

Point 6. \uc2e0\ud63c\ubd80\ubd80\ub97c \uc704\ud55c \uafc0\ud301!<\/strong><\/span><\/h2>\n\n

Point 6.<\/span> \uc2e0\ud63c\ubd80\ubd80\ub97c \uc704\ud55c \uafc0\ud301!<\/strong><\/p>\n\n\n

\"\"<\/figure>\n\n\n

\ub808\ubca0\uc640 \ud568\uaed8 \uc54c\uc544\ubcf8 2021 \uc2e0\ud63c\ubd80\ubd80 \uc804\uc138\uc790\uae08 \ub300\ucd9c \uc9c0\uc6d0\uc740 \ub9ce\uc774 \ub3c4\uc6c0\uc774 \ub418\uc168\ub098\uc694? \uc774\ubc88\uc5d4 \uc2e0\ud63c\ubd80\ubd80\ub4e4\uc744 \uc704\ud574 \ucd94\ucc9c\ud558\ub294 \ub808\ubca0\uc758 \uafc0\ud301!

1. \ub9de\ubc8c\uc774 \ubd80\ubd80\ub97c \uc704\ud55c \uc2e0\uc6a9\uce74\ub4dc \ud65c\uc6a9 \ud301!<\/span><\/strong>
\uc2e4\uc0dd\ud65c \uc7ac\ud14c\ud06c\uc758 \uc77c\ud658\uc73c\ub85c \uc218\uc785\uacfc \uc9c0\ucd9c\uc744 \ub530\ub85c \uad00\ub9ac\ud558\ub294 \ub9de\ubc8c\uc774 \ubd80\ubd80\ub4e4\uc744 \uc704\ud55c \uc2e0\uc6a9\uce74\ub4dc \ud65c\uc6a9 \uc2dc \ub204\ub9b4 \uc218 \uc788\ub294 \uba87 \uac00\uc9c0 \ud301\uc744 \uc54c\uc544\ubcfc\uae4c\uc694?

\u2460 \ubd80\ubd80 \uc911 \uc18c\ub4dd\uacf5\uc81c \ud61c\ud0dd\uc5d0 \uc720\ub9ac\ud55c \ubc30\uc6b0\uc790\uc758 \uce74\ub4dc\ub97c \uc9d1\uc911\uc801\uc73c\ub85c \uc0ac\uc6a9\ud558\ub294 \uac83\uc774 \uc88b\uc544\uc694.<\/strong>
\uce74\ub4dc \uc18c\ub4dd\uacf5\uc81c\ub294 \uae30\ubcf8\uc801\uc73c\ub85c \uce74\ub4dc\ub85c \uacb0\uc81c\ud55c \uae08\uc561\uc774 \uc5f0 \uc18c\ub4dd\uc758 25%\ub97c \ucd08\uacfc\ud574\uc57c\ub9cc \ud574\ub2f9\ub3fc\uc694. \ub610 \uc5f0 \uc18c\ub4dd\uacfc \uce74\ub4dc \uacb0\uc81c\uae08\uc561\uc740 \ubd80\ubd80\uac04 \ud569\uc0b0\ub418\uc9c0 \uc54a\uace0 \uac01\uac01 \uc0b0\uc815\ub41c\ub2f5\ub2c8\ub2e4. \ub2e4\uc2dc \ub9d0\ud574 \ub0a8\ud3b8\uc774 \uce74\ub4dc \uc18c\ub4dd\uacf5\uc81c\ub97c \ubc1b\uae30 \uc704\ud574\uc11c\ub294 \ub0a8\ud3b8 \uba85\uc758\ub85c \ub41c \uce74\ub4dc\uc758 \uacb0\uc81c \uae08\uc561\uc774 \ub0a8\ud3b8 \uc18c\ub4dd\uc758 25%\ub97c \ub118\uc5b4\uc57c \ud558\uace0 \uc544\ub0b4\uac00 \uce74\ub4dc \uc18c\ub4dd\uacf5\uc81c\ub97c \ubc1b\uae30 \uc704\ud574\uc11c\ub294 \uc544\ub0b4 \uba85\uc758\ub85c \ub41c \uce74\ub4dc\uc758 \uacb0\uc81c\uae08\uc561\uc774 \uc544\ub0b4 \uc18c\ub4dd\uc758 25%\ub97c \ub118\uc5b4\uc57c \ud574\uc694. \uadf8\ub807\uae30 \ub54c\ubb38\uc5d0 \ub9de\ubc8c\uc774 \ubd80\ubd80\uc758 \uacbd\uc6b0 \ub0a8\ud3b8\uacfc \uc544\ub0b4\uc758 \uc18c\ub4dd \uae08\uc561\uacfc \uc608\uc0c1 \uce74\ub4dc \uacb0\uc81c\uae08\uc561 \ub4f1\uc744 \uace0\ub824\ud55c \uc5f0\ub9d0 \uc18c\ub4dd\uacf5\uc81c \ud61c\ud0dd(\ud658\uae09\uae08)\uc744 \uc798 \ub530\uc838\ubcf4\uace0 \ubd80\ubd80\uac00 \uc0ac\uc6a9\ud560 \uce74\ub4dc\ub97c \uc120\ud0dd, \uadf8 \uce74\ub4dc\ub97c \uc9d1\uc911 \uc0ac\uc6a9\ud558\ub294 \uac83\uc774 \uc88b\uc544\uc694. \uc77c\ubc18\uc801\uc73c\ub85c\ub294 \uc18c\ub4dd\uacf5\uc81c \ubb38\ud131\uc778 \uc5f0 \uc18c\ub4dd 25%\ub97c \ub118\uae30 \uc704\ud574 \ubc30\uc6b0\uc790 \uc911 \uc18c\ub4dd\uc774 \uc801\uc740 \uc0ac\ub78c\uc758 \uba85\uc758\ub85c \ub41c \uce74\ub4dc\ub97c \uc6b0\uc120\uc801\uc73c\ub85c \uc0ac\uc6a9\ud558\ub294 \uac83\uc774 \uc720\ub9ac\ud558\ub2f5\ub2c8\ub2e4. \ub2e8, \uc5f0\ubd09 \ucc28\uc774\uac00 \ud070 \ub9de\ubc8c\uc774 \ubd80\ubd80\ub294 \uc18c\ub4dd\uc138\uc728 \uc801\uc6a9\uad6c\uac04\uc774 \ub2ec\ub77c \uc18c\ub4dd\uc774 \ub9ce\uc740 \ubc30\uc6b0\uc790\uc758 \uce74\ub4dc\ub97c \uc9d1\uc911 \uc774\uc6a9\ud558\ub294 \uac83\uc774 \uc18c\ub4dd\uacf5\uc81c\uae08\uc561 \uba74\uc5d0\uc11c \uc720\ub9ac\ud560 \uc218\ub3c4 \uc788\uc5b4\uc694.

\u2461 \uac00\uc871\uce74\ub4dc\uc758 \uacbd\uc6b0 \ub204\uac00 \uc0ac\uc6a9\ud558\ub4e0 \uc18c\ub4dd\uacf5\uc81c \ud61c\ud0dd\uc740 \uce74\ub4dc \uba85\uc758\uc790\uac00 \ubc1b\uc544\uc694.<\/strong>
\uba85\uc758\uc790\ub97c \ud655\uc778\ud558\uace0, \uc5b4\ub5a4 \uce74\ub4dc\ub97c \uc9d1\uc911\uc801\uc73c\ub85c \uc0ac\uc6a9\ud560\uc9c0 \ub530\uc838 \ubcf4\uace0 \uc0ac\uc6a9\ud558\ub294 \uc13c\uc2a4\ub97c \ubc1c\ud718\ud574\ubcf4\uc544\uc694.

\u2462 \uce74\ub4dc \ud3ec\uc778\ud2b8 \uc0ac\uc6a9 \uc2dc\uc5d0\ub294 \uce74\ub4dc \uc774\uc6a9\uc790 \ubcf8\uc778\uc758 \uac83\uacfc \ubc30\uc6b0\uc790\uc758 \uac83\uc744 \ud569\uc0b0\ud574 \uc0ac\uc6a9\ud574\uc694.<\/strong>
\ubd80\ubd80\uc758 \ud3ec\uc778\ud2b8\ub97c \ud569\uc0b0\ud558\uae30 \uc704\ud574\uc11c\ub294 \uac00\uc871\uad00\uacc4\ub97c \uc785\uc99d\ud560 \uc218 \uc788\ub294 \uc11c\ub958\ub97c \uc900\ube44\ud574 \uce74\ub4dc\uc0ac \uc601\uc5c5\uc810\uc744 \ubc29\ubb38\ud558\uac70\ub098 ARS \uace0\uac1d\uc13c\ud130\ub85c \uc2e0\uccad\ud558\uba74 \ub41c\ub2f5\ub2c8\ub2e4. \ud3ec\uc778\ud2b8 \uc591\ub3c4\uc758 \uacbd\uc6b0 \ub3d9\uc77c\ud55c \uce74\ub4dc\uc0ac\uc758 \ud3ec\uc778\ud2b8\uc5d0 \ub300\ud574\uc11c\ub9cc \uac00\ub2a5\ud558\uae30 \ub54c\ubb38\uc5d0 \uce74\ub4dc \ud3ec\uc778\ud2b8 \ud569\uc0b0 \ud65c\uc6a9 \ub4f1\uc744 \uc704\ud574\uc11c\ub294 \ud3c9\uc18c\uc5d0 \ubd80\ubd80\uac00 \uac19\uc740 \uce74\ub4dc\ud68c\uc0ac\uac00 \ubc1c\uae09\ud55c \uce74\ub4dc\ub97c \uc774\uc6a9\ud558\ub294 \uac83\uc744 \ucd94\ucc9c\ud574\uc694.

2. \ubcf4\ud5d8\ub8cc \ud560\uc778?<\/span><\/strong>
\ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc5ec\ud589\uc790 \ubcf4\ud5d8, \uc2e4\uc190\ubcf4\ud5d8, \uc0c1\ud574\ubcf4\ud5d8 \ub4f1 \uc0c1\ud488\uc5d0 \ud568\uaed8 \uac00\uc785\ud558\ub294 \ubd80\ubd80\uc5d0\uac8c \ubcf4\ud5d8\ub8cc\ub97c 1\u223c10% \ud560\uc778\ud574 \uc8fc\uace0 \uc788\uc5b4\uc694. \ubb36\uc74c \uacc4\uc57d\uc774 \uc774\ub904\uc9c0\ub2c8 \ud560\uc778\ud574 \uc8fc\ub294 \uac83\uc774\ub78d\ub2c8\ub2e4. \uc774\ub54c \ubcf4\ud5d8 \uba85\uc758\uac00 \uc911\uc694\ud574\uc694. \uac01\uc790 \uba85\uc758\uac00 \uc544\ub2c8\ub77c \ubd80\ubd80 \uba85\uc758\ub85c \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\uba74 \ubcf4\ud5d8\ub8cc\ub97c \ud560\uc778\ubc1b\uc744 \uc218 \uc788\uc5b4\uc694. \ud55c \ubcf4\ud5d8\uc0ac\ub97c \uc774\uc6a9\ud558\ub354\ub77c\ub3c4 \uacf5\ub3d9 \uac00\uc785\ud558\uc9c0 \uc54a\uace0 \uac01\uc790 \uac00\uc785\ud558\uba74 \ud560\uc778 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc5c6\uc5b4\uc694.

3. \uc5f0\uae08\uc800\ucd95 \uba85\uc758\ub294?<\/span><\/strong>
\uc5f0\uae08\uc800\ucd95\uc740 \uc18c\ub4dd\uc774 \uc801\uc740 \ubc30\uc6b0\uc790 \uba85\uc758\ub85c \uc6b0\uc120 \ub0a9\uc785\ud558\ub294 \uac83\uc774 \uc88b\uc544\uc694. \uc18c\ub4dd\uc138\ub97c \ub0a9\ubd80\ud558\ub294 \uadfc\ub85c\uc790\ub098 \uc790\uc601\uc5c5\uc790\ub294 \uc5f0\uae08\uc800\ucd95\uc0c1\ud488\uc5d0 \uac00\uc785\ud574 \uc5f0\uac04 \ub0a9\uc785\uc561\uc5d0 \ub300\ud574 \uc138\uc561\uacf5\uc81c(\uc5f0\uac04 400\ub9cc \uc6d0 \ud55c\ub3c4)\ub97c \ubc1b\uc744 \uc218 \uc788\uc5b4\uc694. \uc138\uc561\uacf5\uc81c\uc728\uc740 \ucd1d \uae09\uc5ec\uac00 5500\ub9cc\uc6d0(\uc885\ud569\uc18c\ub4dd 4000\ub9cc\uc6d0)\uc744 \ucd08\uacfc\ud558\uba74 13.2%\uac00, 5500\ub9cc \uc6d0(\uc885\ud569\uc18c\ub4dd 4000\ub9cc \uc6d0)\uc774\ud558\uc774\uba74 16.5%\uac00 \uc801\uc6a9\ub3fc\uc694. \ub530\ub77c\uc11c, \ub9de\ubc8c\uc774 \ubd80\ubd80 \uc911 \ucd1d \uae09\uc5ec\uac00 \uc801\uc740 \ubc30\uc6b0\uc790\uac00 \uc6b0\uc120\uc801\uc73c\ub85c \uc138\uc561\uacf5\uc81c \ud55c\ub3c4 \uae08\uc561\uae4c\uc9c0 \uc5f0\uae08\uc800\ucd95\uc5d0 \ub0a9\uc785\ud558\ub294 \uac83\uc774 \uc138\uae08 \ud61c\ud0dd\uc744 \ubc1b\ub294 \ub370 \uc720\ub9ac\ud558\ub2f5\ub2c8\ub2e4.


<\/p>\n\n\n

<\/div>\n\n\n\n
\"\"<\/figure><\/div>\n\n\n\n
\"\"<\/a><\/figure>\n\n\n\n
\"\"<\/figure>\n\n\n

\uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08
http:\/\/nhuf.molit.go.kr\/FP\/FP05\/FP0502\/FP05020401.jsp<\/a>
\uae30\uae08e\ub4e0\ub4e0 \ud648\ud398\uc774\uc9c0
https:\/\/enhuf.molit.go.kr\/<\/a>
\uc11c\uc6b8\uc8fc\uac70\ud3ec\ud0c8
https:\/\/housing.seoul.go.kr\/site\/main\/content\/sh01_0400800<\/a>
\ubd80\uc0b0\uccad\ub144\ud50c\ub7ab\ud3fc
https:\/\/www.busan.go.kr\/young\/house00<\/a>
\uc6b0\ub9ac\ub465\uc9c0\ub300\uad6c
https:\/\/sns.daegu.go.kr\/
\uacbd\uc0c1\ubd81\ub3c4\uc8fc\uac70\ubcf5\uc9c0\uc2dc\uc2a4\ud15c
https:\/\/www.gbhome.kr\/?menu_code=51
\ucc3d\uc6d0\uc2dc\uccad
https:\/\/changwon.go.kr\/ingu\/policy\/list.do?mId=0100000000&idx=50
\uacfc\ucc9c\uc2dc\uccad
https:\/\/www.gccity.go.kr\/main\/board\/bbs.do?mCode=B010010000&dongNm=&cfgIdx=2&op=view&idxId=102017
\uc6b8\uc0b0\uad11\uc5ed\uc2dc \uc6b8\uc8fc\uad70\uccad
https:\/\/www.ulju.ulsan.kr\/seosaeng\/townNews\/737254
\uae40\ud574\uc2dc\uccad
https:\/\/www.gimhae.go.kr\/00954\/01200\/04284.web?amode=view&gcode=1171&idx=2446396
\uae40\uc81c\uc2dc\uccad
https:\/\/www.gimje.go.kr\/index.gimje?menuCd=DOM_000000109008000000
\uc601\uad11\uad70\uccad
https:\/\/www.yeonggwang.go.kr\/bbs\/?b_id=news_data&type=view&site=headquarter&mn=1072&bs_idx=1034774
\ub2f9\uc9c4\uc2dc\uccad
http:\/\/www.dangjin.go.kr\/prog\/soapClient\/kor\/sub01_01\/view.do?not_ancmt_mgt_no=34096
\ud55c\uad6d\uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac
https:\/\/www.gimje.go.kr\/index.gimje?menuCd=DOM_000000109008000000<\/p>","protected":false},"excerpt":{"rendered":"

Point 1. \uc2e0\ud63c\ubd80\ubd80 \uc804\uc138\uc790\uae08 \ub300\ucd9c? Point 2. \uc6b0\ub9ac \uc9d1 \ub9c8\ub828 \uc900\ube44 \ubc0f \uc2e0\uccad\ud558\uae30 Point 4. \uc870\uac74, \uae08\ub9ac, \ud55c\ub3c4, \uc774\uc6a9\uae30\uac04 \ubc0f \uc0c1\ud658\ubc29\uc2dd? 5. \uacbd\uc0c1\ubd81\ub3c4<\/p>\n","protected":false},"author":1,"featured_media":136134,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"ep_exclude_from_search":false,"footnotes":""},"categories":[79,17],"tags":[151],"acf":{"category0":null,"password":null,"startDate":null,"endDate":null,"authMethod":null,"cashReward":null,"goodsReward":null,"authCount":null,"completeAuthCount":null,"sponsor":null,"copiedCount":null,"toss_id":null,"kakao_url":null,"zep_id":null,"youtube_username":null},"aioseo_notices":[],"featured_image_urls":{"full":["https:\/\/rb-wp-prod.sfo3.cdn.digitaloceanspaces.com\/2021\/07\/TPuwVwPq-\uc2e0\ud63c\ubd80\ubd80\uc804\uc138\ub300\ucd9c_newlywed_home_loans.jpg",1200,675,false],"thumbnail":["https:\/\/rb-wp-prod.sfo3.cdn.digitaloceanspaces.com\/2021\/07\/\uc2e0\ud63c\ubd80\ubd80\uc804\uc138\ub300\ucd9c_newlywed_home_loans-150x150.jpg",150,150,true],"medium":["https:\/\/rb-wp-prod.sfo3.cdn.digitaloceanspaces.com\/2021\/07\/\uc2e0\ud63c\ubd80\ubd80\uc804\uc138\ub300\ucd9c_newlywed_home_loans-300x169.jpg",300,169,true],"medium_large":["https:\/\/rb-wp-prod.sfo3.cdn.digitaloceanspaces.com\/2021\/07\/\uc2e0\ud63c\ubd80\ubd80\uc804\uc138\ub300\ucd9c_newlywed_home_loans-768x432.jpg",768,432,true],"large":["https:\/\/rb-wp-prod.sfo3.cdn.digitaloceanspaces.com\/2021\/07\/\uc2e0\ud63c\ubd80\ubd80\uc804\uc138\ub300\ucd9c_newlywed_home_loans-1024x576.jpg",1024,576,true],"1536x1536":["https:\/\/rb-wp-prod.sfo3.cdn.digitaloceanspaces.com\/2021\/07\/\uc2e0\ud63c\ubd80\ubd80\uc804\uc138\ub300\ucd9c_newlywed_home_loans-1536x864.jpg",1536,864,true],"2048x2048":["https:\/\/rb-wp-prod.sfo3.cdn.digitaloceanspaces.com\/2021\/07\/\uc2e0\ud63c\ubd80\ubd80\uc804\uc138\ub300\ucd9c_newlywed_home_loans-2048x1152.jpg",2048,1152,true],"gamipress-points":["https:\/\/rb-wp-prod.sfo3.cdn.digitaloceanspaces.com\/2021\/07\/TPuwVwPq-\uc2e0\ud63c\ubd80\ubd80\uc804\uc138\ub300\ucd9c_newlywed_home_loans.jpg",50,28,false],"gamipress-achievement":["https:\/\/rb-wp-prod.sfo3.cdn.digitaloceanspaces.com\/2021\/07\/TPuwVwPq-\uc2e0\ud63c\ubd80\ubd80\uc804\uc138\ub300\ucd9c_newlywed_home_loans.jpg",100,56,false],"gamipress-rank":["https:\/\/rb-wp-prod.sfo3.cdn.digitaloceanspaces.com\/2021\/07\/TPuwVwPq-\uc2e0\ud63c\ubd80\ubd80\uc804\uc138\ub300\ucd9c_newlywed_home_loans.jpg",100,56,false]},"post_excerpt_stackable":"

\ub0b4\uac00 \uc0ac\ub791\ud558\uace0 \ub098\ub97c \uc0ac\ub791\ud558\ub294 \uc0ac\ub78c\uacfc \ud3c9\uc0dd\uc744 \uac19\uc774 \ubcf4\ub0b4\uaca0\ub2e4\ub294 \uc57d\uc18d\uc73c\ub85c \uacb0\ud63c\uc744 \ud55c \uc2e0\ud63c\ubd80\ubd80 \u2661\uc2e0\ud63c\uc758 \ubd80\ud47c \uafc8\uc744 \uafb8\uba70 \uc11c\ub85c\uc758 \uc190\uc744 \uc7a1\uace0 \uc2dc\uc791\ud558\uc9c0\ub9cc \ub208\uc55e\uc758 \ud604\uc2e4\uc740 \ub9cc\ub9cc\uce58 \uc54a\uc740\ub370\uc694. \u00a0\uc2a4\ub4dc\uba54\uc758 \uace0\ubbfc\uc774 \ub05d\ub09c \uc9c0\uae08 \uc774\uc81c \uac00\uc7a5 \uc911\uc694\ud55c \uac74 \uc6b0\ub9ac \uac00\uc871\uc774 \uc0b4 \uc9d1! \uc774\ubc88\uc5d4 \uc804\uc138\uc790\uae08 \ub300\ucd9c\uc5d0 \ub300\ud574\uc11c \uc54c\uc544\ubcfc\uae4c\uc694? Point 1. \uc2e0\ud63c\ubd80\ubd80 \uc804\uc138\uc790\uae08 \ub300\ucd9c? Point 1. \uc2e0\ud63c\ubd80\ubd80 \uc804\uc138\uc790\uae08 \ub300\ucd9c? \uc804\uc138\uc790\uae08 \ub300\ucd9c, \ub9d0\uc740 \ub9ce\uc774 \ub4e4\uc5b4\ubd24\ub294\ub370 \uc5b4\ub5a4 \uae30\uad00\uc5d0\uc11c \uc8fc\uad00\uc744 \ud558\ub294\uc9c0 \uc870\uac74\uacfc \uc790\uaca9\uc740 \uc5b4\ub5bb\uac8c \ub418\ub294\uc9c0 \uc560\ub9e4\ud558\uc168\uc8e0? 2021 \uc804\uc138\uc790\uae08 \ub300\ucd9c\uc5d0 \ub300\ud574\uc11c \uc6b0\uc120 \uac04\ub7b5\ud558\uac8c \uc124\uba85\ub4dc\ub9ac\uc790\uba74 \uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08\uc5d0\uc11c\ub294 \uad6d\ubbfc\ub4e4\uc758 \uc8fc\uac70 \uc548\uc815\uc744 \uc704\ud574 \ub2e4\uc591\ud55c \uc8fc\ud0dd \uad00\ub828 \uae08\uc735\uc0c1\ud488\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc5b4\uc694. \uc2e0\ud63c\ubd80\ubd80 \uc804\uc6a9 \uc804\uc138\uc790\uae08, \uccad\ub144\uc804\uc6a9 \ubc84\ud300\ubaa9 \uc804\uc138\uc790\uae08, \ubc84\ud300\ubaa9 \uc804\uc138\uc790\uae08 \ub4f1 \uc5ec\ub7ec \uac00\uc9c0 \uc0c1\ud488\ub4e4\uc774 \uc788\uc9c0\ub9cc, \ud63c\uc778\uc2e0\uace0\uac00 \uc774\ub904\uc9c4 \uc2e0\ud63c\ubd80\ubd80\uc5d0\uac8c\ub294 \uc2e0\ud63c\ubd80\ubd80…<\/p>\n","category_list":"\uc2dc\uc98c<\/a>, \uc778\uae30\ucd94\ucc9c<\/a>","author_info":{"name":"readybaby-admin","url":"https:\/\/readybaby.net\/blog\/author\/epicmobile\/"},"comments_num":"0 comments","jetpack_featured_media_url":"https:\/\/rb-wp-prod.sfo3.cdn.digitaloceanspaces.com\/2021\/07\/TPuwVwPq-\uc2e0\ud63c\ubd80\ubd80\uc804\uc138\ub300\ucd9c_newlywed_home_loans.jpg","amp_enabled":true,"_links":{"self":[{"href":"https:\/\/readybaby.net\/wp-json_dpvldkdl\/wp\/v2\/posts\/15945"}],"collection":[{"href":"https:\/\/readybaby.net\/wp-json_dpvldkdl\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/readybaby.net\/wp-json_dpvldkdl\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/readybaby.net\/wp-json_dpvldkdl\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/readybaby.net\/wp-json_dpvldkdl\/wp\/v2\/comments?post=15945"}],"version-history":[{"count":0,"href":"https:\/\/readybaby.net\/wp-json_dpvldkdl\/wp\/v2\/posts\/15945\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/readybaby.net\/wp-json_dpvldkdl\/wp\/v2\/media\/136134"}],"wp:attachment":[{"href":"https:\/\/readybaby.net\/wp-json_dpvldkdl\/wp\/v2\/media?parent=15945"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/readybaby.net\/wp-json_dpvldkdl\/wp\/v2\/categories?post=15945"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/readybaby.net\/wp-json_dpvldkdl\/wp\/v2\/tags?post=15945"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}